4 years ago
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Justin Becker ·
Comments Off on Is a Manufactured Home a Mobile Home?
The terms ‘manufactured homes’ and ‘mobile homes’ are often used interchangeably. However, the two are very different in terms of the regulations guiding their development and what they’re made of.
For instance, a mobile home is any factory-built structure that was developed before July 1, 1976. On the other hand, a manufactured home involves a factory–built home that was developed after July 1, 1976.
Here, we put the question of whether a manufactured home is a mobile home to rest and look at what they exactly involve.
Is a Manufactured Home a Mobile Home?
If you’re still asking yourself this question, keep reading to understand the differences between the two.
History of Manufactured Homes
The term ‘manufactured homes’ was started after the implementation of manufactured home construction and safety standards that were put into effect on June 15, 1976. The United States Department of Housing and Urban Development (HUD) regulates these standards.
Before this period, customer service issues, predatory lending practices, and poor quality control had plagued the factory-built home industry since the 1920s.
In the 1970s, most industries were developing unstable and unsafe homes that fell apart quickly. Only a few manufacturers were offering quality customer service and homes.
There was, therefore, the need to turn the poor reputation around to develop quality and long-lasting homes. At the time, Congress was developing a new bill that would put quality and safety standards on modular homes.
The real estate industry, during this time, worked closely with Congress on the bill to fix the issues related to minimal energy-efficiency and fire safety. Therefore, June 15, 1976, is the critical time in history when the manufactured housing industry transitioned from unreliable homes to more safe and quality manufactured homes.
Since then, any home developed in the industry had to meet the minimum requirements and standards for insulation, construction regulations, safety, and energy-efficiency, as defined by the Safety Act.
New Home and New Name
The real estate industry at the time took advantage of the change in regulations and laws as a catalyst to change the name from mobile homes to manufactured homes.
The stakeholders felt the need to shed the stereotypes and stigmas linked to modular homes.
There was a common agreement that manufactured homes are built better in quality and safety, thus they deserved a better name. From that moment, the name manufactured homes was born.
Even though the new safety standards were in operation, it was still difficult for people to believe that the new homes were different from the homes offered just a few years before. The industry, therefore, rolled out a massive marketing blitz campaign.
The stakeholders convinced a Washington D.C.-based politician to sponsor a bill stating that all government-sponsored and printed literature would only use the name ‘manufactured homes.’
There was still a challenge that even though the term mobile home was dead to the government regulating it, and the real estate industry, it was still alive to the people buying and living in them.
For this reason, you would hear people referring to the manufactured homes as mobile homes, even though the two are different.
As we have highlighted above, a mobile home is any factory-built home developed before June 15, 1976, while a manufactured unit is any structure built in a factory after that period.
What Differentiates Manufactured Homes from Mobile & Modular Homes
There are many differences between a manufactured and modular home, as we’ll see below:
Home Construction Method
The main difference between manufactured and modular homes is in the way they’re developed.
A manufactured unit is developed fully in the factory and then moved to its final home site. After arriving at the site, it becomes indistinguishable from site-built homes. It even becomes difficult to move them from one place to another after they’re on-site.
This entire construction process is managed with accuracy and consistency to cut down on disruptions and delays that are commonly experienced in traditionally built homes.
Manufactured units are built according to the federal construction codes and HUD, while modular homes are developed according to local and state laws.
Home Design and Options
When you want to buy a manufactured unit versus other home options, most of the changes you’ll notice are structural. Manufactured homes have come a long way as far as design options are concerned.
There are various design and cosmetic options available, which will sometimes depend on the building company and financing institutions that you select. There are a variety of building options as well, including different materials you can choose from.
Since one factory takes care of the construction, from start to finish, you’ll have more options to customize your manufactured unit, in an effort to meet your standards. Today’s modern manufactured homes are very similar to site-built homes.
Home Safety
One major concern for people purchasing manufactured homes has to do with their safety.
Since the homes are developed off-site, homebuyers distrust them to offer the safety they require. However, it has been proven time and again that this fear is unfounded.
There is no big difference between the safety of a manufactured unit and that of a site-built home. The homes are developed under HUD safety standards, which are more strict than any local or state regulations.
The homes are developed under a controlled factory environment and then moved to their site. They are then affixed with a red certification from HUD.
After the home is installed, there is a thorough inspection to guarantee the safety of occupants.
Cost of Buying a Manufactured Unit
If there is something you’ll like about manufactured homes, it’s the fact that the homes are more affordable compared to most other options. These homes are constructed with the primary aim of allowing for controlled production costs.
Since they’re developed in factories, they are made at a fraction of the cost of a site-built home. The savings on costs by the factory is then transferred to the buyer.
Conclusion
New homeowners are nowadays finding manufactured homes as a great option, compared to other home types. These homes are designed and developed according to the HUD Code to ensure safety and quality.
Unlike mobile and modular homes that came before, manufactured homes offer customization options. They are also affordable and energy-efficient.
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4 years ago
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Justin Becker ·
Comments Off on The Top Furniture Stores in Fenton, Michigan
You’ve just moved into a new apartment, or maybe bought a home at last after years of saving, and the only remaining piece of the puzzle to transform your room is buying furniture. To your thinking, this is the easiest job to do. Well, if I were you, I probably wouldn’t be so quick to assume that.
There are general rules that apply to all furniture purchases, but sometimes you have to consider some specific variables to get the best for your house. We can agree that understanding the buying process and how to do the selecting is important, otherwise you will be overwhelmed.
Furniture Stores in Fenton, Michigan
Fenton, MI is a place full of furniture stores that will not only excite you, but will also give you the value you are looking for. It’s now time to fill that dream house in Fenton with quality furniture.
When you are buying furniture, it’s natural to have expectations that you’re getting quality furniture and the comfort you need from it.
A checklist of the items you are looking to buy for your home would help your quest. From identifying the elements you want in your furniture, to defining the design you want becomes extremely important.
However, all of these would be unfulfilled if you have no idea of the furniture stores in Fenton, Michigan you should buy from. That’s why we decided to make your shopping spree a lot easier by compiling a list of the best furniture stores in Fenton, MI.
Fenton Home Furnishings
We’ve picked Fenton Home Furnishings as our top furniture store for several reasons.
Firstly, you’ll find unique products that you won’t find in larger stores, along with everyday home furnishings.
Secondly, Fenton Home Furnishings has a reputation for specializing in high-quality American furniture.
They have an amazing staff who are thoughtful and knowledgeable in their niche. The worst thing about shopping for furniture is directing questions to an attendant who has absolutely no prior knowledge of products you want. It can be frustrating and, most probably, you’ll leave a negative review on their store. It’s a no-brainer!
They will help you with putting that finishing touch in your interior design by bringing your ideas to life. How magnificent is that!
When doing the delivery, their drivers will respectfully lay out the red carpet and wear white gloves while carefully placing your furnishings in the desired location.
Stevens Furniture Inc
When you thought you’ve heard enough, Stevens Furniture Inc., located at 1030 W. Silver Lake Fenton, MI 48430, gives you another dimension of a furniture store.
Not only does Stevens Furniture offer high-quality furniture for your living room, study, bedroom, and more, but they also have a range of home accessories from classy to traditional, quirky, modest, and grand. They have accessories that can transform the entire feel of a room.
Stevens Furniture takes relaxation to another level with motion furniture. Whether you want furniture that lifts or reclines, Stevens Furniture collections, stationed at 1030 W. Silver Lake, will certainly excite you.
Stevens Furniture is one of the oldest family-owned and operated showrooms, again located at W. Silver Lake Rd., Fenton, MI 48430.
Lapeer Furniture & Mattress Ctr. Home Store
Lapeer wraps up our top furniture stores in Fenton, MI. This is the one-stop-shop for the largest, high-quality furniture selection, at the best value, in Michigan!
They pride themselves on great customer service, with features like free shipping for specific items, great value prices, and a variety of financing options so you can get the furniture of your dreams.
They always recommend you to take their design quiz so they can gather your design profile and find products that will help you design your home in a way that represents your unique style.
Tips for Buying High-Quality, Low Priced Furniture for your Home
If you are searching for furniture for the first time, you are likely to have a difficult time figuring it out all by yourself. Everyone wants to know: how do you get quality furniture on a budget?
Wood furniture often falls into three categories: solid wood, veneers, and particle board, or composite wood.
Solid wood is the most expensive, compared to other categories. Particle board, or composite wood, on the other hand, is the most affordable of the wood furniture.
Here are some tips you should consider during your shopping spree:
1. Know the Wood Type
2. Consider Your Lifestyle
3. Inspect the Legs
4. Be Realistic about Colors
5. Don’t Rule Out Used Furniture
Finally
Buying furniture in Fenton, MI, is an exciting affair for anyone moving into a new home, or doing an upgrade. Finding the right furniture store for your shopping spree is as important as buying itself.
You should visit several stores and compare pricing so you choose the best. Be on the lookout for discounts and free shipping offered to your home.
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4 years ago
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Justin Becker ·
Comments Off on Manufactured Home vs. Trailer Park Home: What’s the Difference?
When you hear the term manufactured home, mobile home, or trailer park home, probably the first thing that comes into your mind is something related to poor quality, right? Well, these types of living arrangements have, for the longest time, faced negative connotations. Often, people reduce them to mere structures that can be swept away by floods or strong winds.
All you hear are simply myths and misconceptions about manufactured homes and trailer park homes. Trailer parks can be traced as far back as over a century ago. It has accumulated a wealth of history before some quality changes were made by the United States Department of Housing and Urban Development, back in 1976.
The rise of manufactured houses in America saw the myth fade away slowly as many people embraced the culture. The quality standard replicated the site-built homes, which are considered a real estate asset.
To fully comprehend the differences between a manufactured home vs. trailer park homes, let’s dive in and uncover their history, what they mean and what has changed that puts them on the map.
Manufactured Home vs. Trailer
Manufactured homes are built in a factory and then transported to the home site. Once they arrive at their destinations, they are indistinguishable from site-built homes, and they are not usually moved again. They are similar to that of the normal site-built homes with larger floor plans, and they are built according to federal construction codes from the Housing and Urban Development (HUD).
In 1976, the HUD code came into effect making way for a major overhaul in the mobile home industry. The mobile homes were required to be subjected to a third-party evaluation and approval before being distributed. The federal government saw it fit to make changes to improve the quality for the Americans depending on such homes.
The term mobile home was later replaced by manufactured home, which casted away the negative connotations of mobile homes being of poor quality. The demand by people to have a better living situation was answered through the upgrade in manufactured houses.
How Manufactured Homes Came To Be What They Are Today
After the end of the second World War, there was a sudden surge in the demand for housing. It exceeded the supply in the market. Earlier on, trailer parks were a common practice where people would often tag their trailers and leave for vacation.
However, the space was too small to accommodate a single-family and, thus, wouldn’t salvage the rising demand. Upon realization that the demand is way above the current supply, the trailer manufacturing industry made some huge improvements to feed the surge of housing demand.
Mobile homes came in as a substitute, offering more space and better amenities than trailers. The improvement offered a better alternative to housing solutions for Americans in need of housing.
However, as time went by, the mobile home quality was put to test, such as harsh weather conditions, among others. With the ever-changing consumer behavior, the homes weren’t meeting the demands of the American people. People wanted more, which meant a bigger mobile home with improved amenities. A change for the better was what the consumers were calling for.
Today, manufactured houses have totally taken over the mobile homes industry, not only in Michigan, but also throughout the entire United States. For instance, South Carolina is the leading state for people living in manufactured houses. Housing that offers luxury and better design, all while mimicking the modern site-built homes.
The popularity of manufactured houses has been fueled by the pricing, being close to 15 to 20 percent less expensive than the traditional site-built homes. The fact that they are constructed in a controlled environment goes in line with the HUD code, as stipulated by the Department of Housing and Urban planning.
Unlike the mobile home, manufactured houses have changed the negative perception about this kind of living arrangement that many were so against, citing quality issues. They have improved on every level, making them energy-efficient and luxurious.
Fascinating Facts about Manufactured Homes in the United States
According to the manufactured housing industry statistics, approximately 22 million people live in manufactured housing in the United States. This figure translates to about 5.6% of the American population.
On the other hand, homeowner stats indicate 56.4% of mobile homeowners have lived in their current homes for more than 10 years.
Changes Made by the HUD Code
Some of the changes suggested by the Department of Housing ensured the overall quality of the home is improved. Among them is the durability of the home, quality, safety, energy efficiency, and performance.
The installation was also subject to regulation to ensure everything is done by the book, for safety purposes. Each home was mandated to have a red label tag to certify it was constructed after 1976, which basically means it was built within the jurisdiction of the HUD code.
Since the name “mobile home” had brought about so much negativity, the HUD code came out with an official name to replace it, “Manufactured Homes.” The new approach allowed the manufacturers to innovate and experiment with their design in a bid to improve the housing situation, making it bigger and more luxurious than its predecessors.
Modern Manufactured Homes: Are They Any Better?
The manufactured home of today is nothing compared to those referred to as mobile homes, built before 1976. This is true from design and floor layout, to comfort, and so on. Basically, there has been a total overhaul, and you won’t even dare try comparing the two.
The growth in the industry has also witnessed the rise of modular homes, which are quite similar to manufactured houses, but with a little twist. Manufactured and modular homes are both built in a factory. However, for modular homes, instead of making them available to shift again, they are installed on a permanent foundation, like the traditional site-built homes.
With a modern modular home, you have the freedom of customizing it to fit your needs and demands, unlike their counterparts, which come with limitations. You can hardly tell the difference between modular homes and site-built homes, all because of technological advancements.
Modular homes are bigger, with open floor plans, and often styled to fit the description of a modern home. However, modular homes are not subject to the HUD code, like manufactured houses are. Instead, modular homes are built to comply with all applicable state and local building codes required by the location where the home will be placed.
Usually, your builder ensures the modular home complies with your area’s building code, by submitting the construction plan to the state and local regulators, prior to building the home. However, when it comes to regulations of modular homes, it varies depending on the state. Ensure you check out whether you’re meeting the standards as required.
Summary
Manufactured houses are quite more affordable compared to traditional homes. Instead of renting an apartment and paying a rental fee every month, how about you buy a manufactured home? Get the privacy you need while also enjoying the company of a community park.
The evolution of the manufactured home has made it possible for one to choose a double-wide size, for more space, compared to single-wide homes. Also, financing is available such as FHA, VA, and Personal loans.
However, since they are not recognized as real estate assets, you’re likely to be locked out by some financial institutions.
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5 years ago
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Justin Becker ·
Comments Off on The Advantage to Buying a Mobile Home vs. Renting
There is no denying that what is manufactured housing is the most affordable housing option these days, especially if you are looking for top-notch communal amenities and a possible path to home ownership.
That said, there is still an ongoing debate as to whether one should buy or rent a manufactured home. Yet, the truth is only you can decide for yourself which is the better option overall.
Nevertheless, if you are comparing the total cost of purchasing manufactured homes to renting them, then you are probably wondering if the old adage is true — “renting mobile homes is more affordable and cost-effective in the long run.”
Advantage to Buying a Mobile Home vs. Renting
Well, the good news is you have come to the right place. Here is a quick overview of the pros and cons of owning and renting a manufactured home.
Monthly Costs
In general, no matter if it’s what is a double-wide manufactured home or a single-wide, living in a mobile home comes with monthly costs and expenses.
For instance, regardless of whether you are renting or you have purchased a manufactured home, you always need to pay for things, like utilities, trash removal, heat, air, and so on. Learn about exactly what utilities you pay in a mobile home here.
As a result, when comparing the costs associated with owning and renting mobile homes, there is really no difference.
Typically, most people either rent mobile homes in a mobile home community/park, or they purchase mobile homes within the park/community. Consequently, the monthly expenses are the same.
If you have purchased a manufactured home and are currently leasing a piece of land in a manufactured home community, then you are likely paying a lot rent. However, lot rent, in most cases, is only a few hundred dollars a month. Find out what is the lot rent for a mobile home park here.
Moreover, when you combine the monthly cost of renting the real estate with your mortgage payments, then you are still probably paying about the same as many people renting their mobile homes.
In contrast, renting a manufactured home in a mobile home park means your rent is high enough to cover, or include the cost of, the monthly rent for the piece of land the home sits on, which is similar to renting an apartment.
Maintenance & Upkeep
In terms of maintenance and upkeep, things do get a little tricky.
Again, if you have purchased a manufactured home and live within a mobile home park, then there are certain maintenance matters that you will not be expected to handle, like upkeeping any communal features.
That said, any issues with your actual mobile house, you can pretty much expect to be responsible for it as the homeowner.
If you are renting a manufactured home, on the other hand, then you also have certain property maintenance that is handled by the mobile home community management team and staff, similar to renting an apartment.
However, any necessary repairs or major appliances needing to be replaced are likely the responsibility of your landlord/the owner of the mobile home you are renting, unless you have agreed otherwise. Checkout these manufactured home maintenance tips to help.
Mortgage vs. Rent
Where you will notice a significant difference in owning a manufactured home vs. renting one is when you look at the costs associated with having a mortgage compared to monthly rent payments.
Today’s mobile homes are fairly affordable. Consequently, you do not need lender funding or chattel financing, if you have the money on hand.
That said, if you do need to finance your mobile house, the good news is that you will not need as large of a mortgage as you would if you were considering or trying to purchase traditional stick-built homes. See our mobile home vs. stick-built guide for more details.
In fact, monthly mortgage payments for manufactured homes are fairly small/if not almost nominal. Some mobile home owners pay less than $500 a month for their mortgage.
Of course, in order to have such an affordable mortgage, the homeowner likely put down a fairly large down payment. Even if this is the case in your situation, mobile home mortgages are for shorter terms and, therefore, are less of a financial burden or obligation.
Obviously, for home buyers, when it comes to manufactured home financing, you will have to account for various fees, appraisal costs, credit checks, homeowner insurance, taxes, and so on. Generally, however, you can roll any expenses associated with your mortgage into the amount of funding you are requesting.
Alternatively, when renting manufactured homes, you have your standard expenses and fees that come with it.
For example, you can expect to likely have to pay upfront costs that include first and last months’ rent, a security deposit, an application fee, a pet deposit (if you have pets – be sure to check the mobile home community pet policy), renters insurance, and even possible parking fees. This is the same even if you rent an apartment. Checkout our guide on manufactured homes vs. apartments here.
After you have paid all these upfront costs; then, you need to pay your monthly rent. Here, if you are late on your rent payments, then there are fees associated with late payment.
Cost Over Time
When looking at the two scenarios long-term, it becomes very clear that you will likely be spending more money when you rent mobile homes.
As briefly touched upon, a fixed mortgage rate, for less than 30 years, will not increase or change. However, rent, even for a one bedroom apartment, tends to go up every year.
In addition to possible increases in required payments, renters of mobile homes, similar to renting an apartment, typically do not get homeowner tax breaks or benefits. Moreover, as time passes, the mobile homeowner is likely to get some form of home equity and is working towards actual ownership.
This greatly affects the cost of owning a manufactured home overtime, because when it is all said and done, you can sell your mobile home and recoup a good portion of the money you put into it.
In contrast, the person renting a manufactured home is not building or accumulating any sort of home equity. Furthermore, they are also not going to be able to recoup any possible monies they have invested in maintaining or improving their mobile home. Learn if buying a manufactured home is a good investment here.
Ultimately, because of these differences, if you will, in the long run, buying a mobile home is the more cost-efficient option.
Equity vs. Flexibility
As briefly mentioned:
When buying a mobile home, there is an opportunity to accumulate equity.
If you bought the real estate that your mobile home is affixed to or sits on, then your manufactured home is actually appreciating in value as time passes. Learn more on how to increase the value of a manufactured home here.
Be that as it may, one of the downsides to owning a home here is the lack of flexibility. In other words, the people that reside in mobile homes for rent, just like renting an apartment, can wake up one morning and decide they essentially want to live somewhere else. In this instance, the renter or tenant may have to pay a nominal fee for breaking their lease, and then they can essentially drive off into the sunset.
On the other hand, owners of mobile homes have to list their property for sale, possibly hire a real estate agent to help, and do a variety of other things that may cut into their bottom line. However, mobile homeowners can also relocate their mobile home, if they so choose. Learn how much it costs to move a manufactured home here.
The Clear Winner
At the end of the day, these are just a few pros and cons associated with owning manufactured homes vs. renting.
That said, though renting may not have the same long-term financial benefits, sometimes the monthly costs or down payment to purchase manufactured homes is simply too much, and, therefore, renting an apartment or mobile home appears to be the better option.
Ultimately, if you are looking for a clear winner here, it is probably still better buying a mobile home.
Of course, only you can determine if the costs associated with mobile homeownership are within your budget. Nevertheless, homeownership of any kind still appears to be the better option vs. renting.
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5 years ago
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Justin Becker ·
Comments Off on Double-Wide Manufactured Homes: What You Need to Know
Today’s double-wide homes are truly a sight to behold. Gone are the days when there was a certain stigma attached to mobile home living. Thanks to the tiny house movement, people now see what is a double-wide manufactured home for what it really is — a lot more bang for your buck.
Of course, you may be wondering what exactly the difference is between your average single-wide and a double-wide mobile home?
Well, one of the significant differences is that double-wide manufactured homes are put together onsite. The reason you do not have this same issue with a single-wide mobile home is that they are simply easier to transport. Double-wides, on the other hand, need to be shipped in two halves that are later put together for you (find out how much it costs to move a manufactured home here).
Now that you have a better understanding of the difference between the two, let’s talk about everything you need to know regarding a double-wide manufactured home, and the pros and cons of a double-wide.
Double-Wide Manufactured Homes
Size
Clearly, a double-wide home offers you more living space than a single-wide. However, this size of square footage is still less than that of a traditional home.
Generally, double-wides offer anywhere from 1,100 to 2,300 square feet of living space. In terms of overall width, double-wides tend to start at approximately 20 feet, and go up to 36 feet. In contrast, single-wide manufactured homes typically offer 750 to 1,050 square feet of living space, have a width of 14 to 18 feet, and tend to be on the longer side.
There are also triple, or multi-wide, manufactured homes, but that’s a discussion for another time.
Finally, the height of manufactured homes is regulated by local, state, and federal transportation limits, i.e. no mobile home can have a height above 13 feet and 6 inches.
Modern Features
Double-wide mobile homes are the middle child, but they are closer to a traditional house in the sense that they are more proportional and offer similar square footage. Furthermore, because of this expansive double-wide modular design, there is more room for custom floor plans, and newer models can easily pull off the contemporary open concept design scheme.
Open concept layouts, or floor plans, typically feature high ceilings, ample natural light, and an overall airy feel. Learn the answer to “should I build a house or buy a manufactured home” here.
One common feature of this particular manufactured design scheme is a connected kitchen. Here, the kitchen seamlessly works with other living spaces to create a relaxed environment that is ideal for entertaining and everyday life. Open concept design schemes of luxury double-wide manufactured housing also include state-of-the-art bathrooms and plenty of custom storage. Learn about how double-wide mobile homes are built here.
Savings Abound
Besides having real contemporary design potential and an abundance of living space, these manufactured homes are reasonably priced. Sure, smaller mobile homes are the most inexpensive option here; but if you are looking for a decent amount of living space, then double-wide mobile homes fit the bill. Review our tips for buying a manufactured home here.
What’s more, double-wide mobile homes are still more affordable than your traditional sized modern homes. Here, in Michigan, you can find real savings by purchasing double-wide homes. Plus, you cannot beat your reduction in monthly utility bills or lack of financial responsibility, due to regular community manufactured home maintenance, when you live in a double-wide that is in a mobile home park. Remember, newer double-wide models have all the trimmings, including being energy-efficient manufactured homes by having environmentally-friendly features. Learn how to buy a mobile home for sale in Michigan here.
Financing
If you choose to finance your future double-wide manufactured home, it is now easier than ever. Since tiny houses and mobile living have really taken off in the last decade, lenders are far more willing to offer financing. Learn more on how to finance a manufactured home here.
Once upon a time, there was a higher risk associated with mobile homes, however times have changed. Not only can you find a variety of financing options now, but you still typically borrow less than you would if you were financing a traditional sized house. Even many Michigan manufactured home communities, and sellers, provide in-house financing these days, such as chattel financing.
Plus, many manufactured homes start in the mid $30,000s, and go up from there; thus, a mortgage for a $30,000 double-wide, with contemporary features, would be a steal, and definitely more affordable, compared to renting an apartment.
Transportation
As briefly mentioned, transporting a double-wide home takes two trips or, preferably, two delivery trucks. Clearly, you want to coordinate delivery so both halves of your home show up at the same time, if possible.
The average cost of transporting your home can cost you roughly $10,000 to $15,000. This typically works out to $5 to $10 per mile for long-distance deliveries. Of course, short distances are much cheaper, but keep in mind that many movers do charge a standard short-move fee, which could very well range from $1,000 to $5,000.
Keep in mind that this is just a general look at transport pricing; thus, it helps to get quotes from local movers and compare costs. With that being said, do not forget to inquire about a transportation permit for your double-wides. Though the cost of these permits is often nominal, there are other fees associated (prep and setup costs, escort vehicle fees, and insurance) with moving your double-wide, especially if you are crossing state lines.
Installation
Once you have the two sections of your dream at their intended homesite, then it’s time to get to work. Known as the setup, your moving crew will put your home together for you and ensure that it is level, as well as securely assembled.
Once your double-wide is constructed and level, the moving crew will remove the transport tires/wheels and place your home on permanent blocking.
Next, your double-wide will be trimmed out — this is the process of finishing the roof, interior seams, and end walls, as well as ensuring your home halves flow together perfectly.
After this final step, your double-wide mobile home is ready to go, for the most part, and you should be able to start the move-in process.
Note: if you are buying an existing manufactured home, then make sure your installer is licensed, and that you have an installation warranty. It also does not hurt to have a third-party expert inspector come out and make sure everything is up to code (HUD Code for manufactured homes).
Upgrades & Custom Features
Lastly, if you are purchasing a brand new manufactured home, you should inquire about any possible upgrades and custom features. You may be surprised at all the bells and whistles available. Plus, being able to put some personal touches on your new double-wide homes is always a rewarding experience.
Upgrades that many people consider here include custom windows, more insulation, LED lighting, flooring alternatives, different siding, energy-efficient appliances, and more. So, make sure you ask about your options.
Alternatively, if you are purchasing a used home from double-wide mobile home dealers in Michigan, there still may be a variety of upgrades available to you once the installation is complete — but you will not know until you ask. Find out where to buy used manufactured homes here.
Take Away
Ultimately, double-wides are excellent investments and offer you quality living at affordable prices. By selecting double-wide homes, you have the opportunity to make this constructed residence feel custom made from top to bottom.
So, if you are mulling over your mobile home options in Michigan, but are not quite sure what will work best for you and your family, then contact local manufactured home dealers in Michigan. With a better understanding of the particulars, there is absolutely no reason you cannot afford, and enjoy, double-wide homes, especially here in Michigan.
One final note, while doing your research and planning, do not forget to check out the manufactured communities in your area.
Read more
5 years ago
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Justin Becker ·
Comments Off on Moving into a Manufactured Home During Summer: 5 Tips
Moving into a manufactured home in Fenton, Michigan is a dream come true. This area of Michigan has it all, with amazing suburban communities, a wealth of recreational parks in Fenton, MI, a lively downtown Fenton, MI district, and access to major metro-Detroit cities.
To make it even better, the cost of living in Fenton, Michigan is below the national average, with both unemployment and crime rates lower here than in all other cities in Genesee County, Michigan. Not to mention, the Fenton, MI schools are excellent.
In terms of mobile homes, manufactured homes for sale in Fenton, MI are contemporary, and the communities have a variety of perks to boot.
If you are moving into a Fenton, MI mobile home this summer, it is highly recommended that you don’t overlook the temperature on move-in day. During the summer, Fenton tends to be slightly warm.
Yet, despite the heat, it is still the peak moving season, and movers book up fast. Therefore, consider getting ahead of the crowd and start planning today.
If you need some warm-weather moving guidance, here are five tips to help you get a handle on your move and make summertime in your new Fenton, MI mobile home as pleasant as possible.
Moving into a Manufactured Home
#1. Consider the Logistics Before Moving
Typically, for a move to go off without a hitch, you need to be prepared. Often, when moving into Fenton, MI, you learn a lot about what you actually use and don’t use. So, before you start packing up your entire apartment or house, consider getting rid of some of the clutter first. Not only will downsizing make for a smoother move, but it will also make unpacking and settling into your new mobile home a breeze.
Besides decluttering, it is highly recommended that you measure your new space in your mobile home. For instance, if you have a sectional, but no room for a sectional in your brand new mobile home, it’s better to figure that out now rather than later.
Other formal logistics include speaking with your mobile home park management team so you can get a rundown of the Fenton, MI park rules, utilities, move-in procedures, the mobile home community pet policy, and more.
Familiarizing yourself with your future mobile home community in Fenton, MI will make moving much easier. Be sure to get the answers to any move-in procedure questions you may have, like where to park the moving truck so it is not blocking anyone in.
#2. Learn the Mobile Home Community
Along those same lines, it never hurts to learn more about your future mobile home community in Fenton, MI. If there are strict rules about what can be displayed or left in the front yard of your mobile home, you probably want to know.
Furthermore, during the actual move into Fenton, MI , consider exchanging pleasantries with your neighbors. Getting to know your neighbors is the quickest way to get a lay of the land and help you navigate the area.
Moreover, if you have children, your mobile home neighbors can advise you on the Fenton, MI schools in the area, playgrounds/teen hangouts, and even give you valuable recommendations for sitters, plumbers, and so on.
Speaking of plumbing, don’t forget to familiarize yourself with your mobile home’s pipes, circuit breaker, water heater, etc. Knowing where everything is located upfront takes away a lot of guesswork and gives you a chance to see if any repairs are needed before you get settled in.
#3. Pack Right the First Time
Now that you have gathered all of the information about your mobile home and the park that you need, it is only natural that the packing comes next.
To make packing much easier, there are a few tricks of the trade you should consider. For starters, purchase, or try to use, boxes that are all the same size. Doing so will make loading the truck a lot less cumbersome for both you and the movers.
You should also clearly label, and even color-code, the boxes so you won’t spend hours searching for your silverware when you are unpacking in your double wide mobile home.
Note that fragile items, like artwork or electronics, that could be damaged in the summer heat should be packed with extra care. You may even want to consider loading those items in your personal car to prevent any damage during transport, and to allow for faster unloading into your mobile home.
When loading the truck, if you opted not to go with movers, try loading the heavy furniture first. Be as creative as possible when loading up the moving van. The more room you can create, the fewer trips you will have to make.
#4. Seriously Consider Movers
Of course, if you prefer to hire movers in Fenton, MI , then most of the truck-loading guesswork will fall to them.
Since you are moving during the summer months, you should seriously consider movers. Having professional assistance will make your move to your mobile home more streamlined and less labor-intensive for you.
If this sounds good to you, then make sure you do your research and book in advance. As briefly mentioned, summer is peak moving season in Fenton, MI, so the early bird definitely catches the worm here. Book as early as possible, and always compare pricing.
Once you have selected your moving company, it is also a good idea to discuss the particulars with your movers. If they are going to need extra manpower or will need to get a little creative making things fit, then tell them upfront.
Finally, when booking movers, try to secure an early morning or late afternoon time slot, if possible. Remember, moving into a mobile home is hard work in general, and it is even harder in the sweltering heat, so avoid midday moves at all costs.
#5. Prep for Move-In Day
Lastly, when your special day arrives, don’t forget that there is still some prep work to be done on your end. This means getting a good night’s sleep, wearing the right clothes, and packing the essentials in a separate box or bag.
You should also change your mailing address to your new real estate property a few days prior to moving to your mobile home, if not sooner. Waiting until after you have moved in may mean you do not get your mail for a few weeks.
During the actual move itself, it is crucial that you and your movers stay hydrated. Big moves during summer always come with a possibility of heatstroke, heat exhaustion, and dehydration.
Therefore, making sure everyone stays properly hydrated and is wearing the appropriate clothing is essential. Sunscreen and pre-air-conditioned mobile homes offer help to stave off the effects of the sun or intense heat.
Furthermore, you should take additional steps to ensure your children and pets are being properly looked after. Leaving your kids to play outside while you are moving, or leaving pets in carriers or cages, could create a host of problems.
Thus, we suggest hiring a sitter for both your children and pets. You can leave them with family, if you prefer, as well. This way, you do not have to keep a constant eye on anyone, or your overly curious dog, while moving everything into your mobile home.
Nevertheless, if you do decide to bring the whole family, make sure you have extra water on hand and healthy snacks for everyone.
Final Thoughts
Once the last box is off the truck and in your mobile home, take a break. No one expects you to be able to do it all in one night. In fact, give yourself a full day or two to get unpacked.
Unpacking should not be too difficult if everything is labeled correctly and color-coded. Moreover, you really only need to unpack the essentials as soon as possible.
Typically, bedding and kitchenware are the two main essentials that people tend to unpack first. Plus, thanks to your overnight bag(s) that you packed in the beginning, you should have clothes, toiletries, food, and more readily available.
Ultimately, relocating to mobile homes for rent in Fenton, MI or mobile homes for sale in Fenton, MI should be exciting for the whole family. Do not let the heat, or a little extra prep work, rain on your parade. Instead, follow these tips and make your summertime move into your new mobile home an enjoyable one.
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5 years ago
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Justin Becker ·
Comments Off on The Benefits of Living in a Manufactured Home
A decline in economic activity characterizes a bad economy. It often occurs when there’s a widespread drop in spending.
It may be triggered by many factors such as a financial crisis, an external trade shock, an adverse supply shock, the bursting of an economic bubble, or a large-scale anthropogenic or natural disaster, i.e. a pandemic.
During this time, companies lose business. As such, we realize a ripple effect. Employees go without salaries for a period of time or, at worse, lose their jobs.
At the household level, the spending is hugely affected as one will be forced to cut down their consumption level.
For example, if one lives in a 3 or 4 bedroom apartment, they will be forced to downsize to a one-bedroom or studio. Such measures may be necessary to avoid a cash crisis during unprecedented times.
Benefits of Living in a Manufactured Home
Undoubtedly, prioritizing living arrangements during a bad economy is ideal in a bid to be sustainable.
A manufactured home provides a greater alternative, when it comes to housing situations. Mobile homes are cheaper than apartments and traditional stick-built homes.
According to the Manufactured Housing Institute, more than 22 million people in the United States live in manufactured housing. Manufactured housing accounts for 10% of new single family home starts.
You may be wondering: what is manufactured housing? A manufactured home refers to a specific type of home, typically built in a factory and transported to its site on its wheels.
It may consist of a single unit or modules that are transported separately and joined together on a site, where they will also be connected to local power, water, and sanitary systems.
Overview of a Manufactured Home
Unlike stick-built homes, mobile homes typically take a shorter time to be constructed and transported to the site. It generally takes two to three months for a home to be completed.
Todays’ manufactured home is constructed under tight supervision, as quality assurance inspection is done from time to time.
The home manufactured in a factory is of higher quality than a home built before 1976, which is before the HUD Code for manufactured homes came into effect.
Manufacturers often follow strict rules and regulations when building mobile homes in factories.
A streamlined building process guarantees consistency and efficiency in manufacturing mobile homes.
Due to technological advancement, today’s manufactured homes are more customizable compared to the previous ones.
The average cost per square foot for a multi-sectioned manufactured house is significantly smaller than the average cost per square foot for a single family site-built house. It is $63.90 against $155.00, including installation costs for a manufactured home, to be exact.
Manufactured homes cost on average between $48,000, for 1,000 square feet, to $93,000, for 1,700 square feet.
Why should you consider living in a mobile home during a bad economy? Here’s a list of reasons to consider:
Why You Should Live in a Manufactured Home During a Bad Economy
● Increase Savings
● Mobile Home Parks are the Most Affordable Housing
● Residents Experience Lower Maintenance Cost Compared to Site-Built Homes
Increase Savings
It can be difficult to save money when the economy is performing well, let alone if things turn for the worse.
Accordingly, downsizing to save money can be an effective strategy to recession-proof your life. Saving money is challenging, but it’s also the cornerstone of personal finance.
Unlike traditional real estate properties, moving to a mobile home will also evade you from property taxes.
Mobile Home Parks are the Most Affordable Housing
During a recession, people will seek affordable housing arrangements.
For instance, the mobile park often experiences a surge in demand during tough economic times because they’re one of the most inexpensive housing options.
In Fenton, MI for example, the average lot rent for an affordable manufactured home community ranges from $300-450 per month, compared to $800-$1,100 per month for apartment rent of similar quality. Checkout some of the best manufactured homes Fenton, MI has to offer at Tyrone Woods Manufactured Home Community for great deals.
The dramatic difference between the two makes the manufactured home park a popular alternative, hence increasing its demand.
Residents Experience Lower Maintenance Cost Compared to Site-Built Homes
Living in mobile homes in a community has some financial benefits tied to it. For example, the park manager will take care of major maintenance, compared to living in a stick-built home, when you are on your own.
In general, you will have less to worry about when it comes to maintenance.
With that said, you should inquire about maintenance during the signing of the lease agreement. This way, you will understand the role you will play.
During a recession, managing your monthly cost is necessary. Mobile homes for sale in Fenton, MI and mobile homes for rent in Fenton, MI offer greater escapes to many responsibilities, when it comes to the monthly costs.
Advantages of Manufactured Homes
Living in a mobile home gives you some advantages over a stick-built home.
Living in a Mobile Home Park Gives Owners a Sense of Community
The best thing about mobile home communities is that they give you the sense of a community within the neighborhood.
Owners have their own space, including driveway, backyard, and detached walls, but are still close enough to neighbors to fuel plenty of social interactions.
According to the Manufactured Housing Institute (MHI), manufactured home communities often offer social clubs, group activities, fitness amenities, and caring neighbors. All of these are directed towards enhancing social interactions.
Today’s Mobile Homes are Safe and Quality-Controlled
A common question is: are manufactured homes safe? Often, there’s a misconception about the quality of mobile homes.
Many assume that mobile homes are vulnerable to weather, which is a common misconception.
Today’s manufactured home is built to HUD Code. This includes the home’s heating and air conditioning systems, fire safety, plumbing, electrical systems, structural design, construction, energy-efficiency, and transportation, according to the MHI.
Also, what people don’t know is that today’s manufactured homes are engineered for wind safety and energy-efficiency based on the geographic region in which they are sold.
For example, if you are purchasing a mobile home in a manufactured home park where it storms a lot, be rest assured it is built to withstand strong winds.
Purchasing a Manufactured Home is Environmentally Sound
If you are hoping to save costs on utilities while simultaneously benefiting the environment, then purchasing a manufactured home could be a very smart investment.
Manufactured homes are constructed in a way that yields up to 90% less waste and environmental impact compared to a stick-built home.
Also, since these manufactured homes are built in a factory and assembled on-site, their transportation to a mobile home park creates little environmental damage.
Compared to a traditional home, where moving construction materials to and from causes many environmental damages, mobile homes are environmentally friendly.
Give Owners the Ability to Live More Simply
People choose to move to manufactured homes to live a simpler life.
Scientifically, this attitude of “less is more” has proven to improve the mental well-being and overall health of those who adhere to this lifestyle.
Disadvantages of Manufactured Homes
While mobile homes have benefits, they also have some disadvantages that you should know as a first-time homebuyer:
Value Depreciation Over Time
One disadvantage of buying a mobile home is that value depreciates quickly over time. In contrast, a stick-built home appreciates over time because most owners often own the land.
However, homeowners who own both the land and mobile home are likely to see their property appreciate in value over time, due to the land factor.
Mobile homes are categorized as personal property, not real property. “Real property” is defined as land and anything attached to it permanently.
On the other hand, personal property is anything that is movable and not classified as real property.
Expensive to Finance
Since mobile homes are not considered real property, manufactured home financing via traditional financial institutions is difficult.
Personal property loans, sometimes called “chattel loans,” usually come with higher interest rates and shorter terms, when compared to a mortgage loan.
However, if you buy land and seek to buy a mobile home, you are likely to widen the scope of a mortgage from financial institutions.
Not Easy to Resell
Another disadvantage of mobile homes is that they are hard to resell, especially when located in a mobile home park.
They are relatively immobile after being set up, so unless the new owner wants to keep the mobile home where it is, finding a buyer can be challenging.
Even if you manage to resell, you will rarely recoup the initial buying capital. You are likely to resell at almost half the price of the new home.
Final Thought
Manufactured housing is more affordable than traditional real estate homes; therefore, you can find a home easier in a manufactured home.
Homes manufactured in a factory offer a more affordable alternative to a site-built home, which is expensive to acquire. Therefore, buying a mobile home can be a wise move during a bad economy, compared to a site-built home.
While the prices of mobile homes depreciate quickly, buying land will help increase the property’s overall value.
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5 years ago
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Justin Becker ·
Comments Off on Tips for Buying a Manufactured Home
Manufactured homes are now the most preferred homes for boomers seeking to downsize for their next home, as well as students struggling with their loans.
Manufactured homes have grown popular thanks to being low maintenance, customization ability, and affordability, compared to a site-built home. Manufactured homes are also easy to develop, as opposed to site-built homes.
Even though people are now opting to go for modular homes and manufactured homes, there are certain factors that they need to take into consideration before purchasing them. For instance, home maintenance considerations, choices about land, and acquiring a mortgage for manufactured homes differ from other home options.
In this article, we will focus on everything you need to decide on buying a manufactured home.
Tips for Buying a Manufactured Home
Before you buy a manufactured home, there are several factors that you must put into consideration. Here are some tips for buying a manufactured home:
What Does a Manufactured Home Involve?
A manufactured home, which is otherwise known as a mobile home, is a prefabricated home, developed/manufactured away from the site, in a factory, and then transported to the final location. They are constructed under the mandate of the HUD Code for manufactured homes and are modern improvements of mobile homes.
You can either place mobile homes on a permanent or temporary foundation. The technology behind the development of a mobile home has been around for many years.
Land for a Manufactured Home
Manufactured home developers understand that people are looking for a beautiful and comfortable space that offers luxurious upgrades and fixtures.
Before buying a manufactured home, you need to have land to put the home and foundation on. Manufactured home dealers do not sell you land together with a mobile home.
However, those buying a mobile home can have it placed on leased land from different home communities. There is also an option of having the manufactured home on your own private land if you don’t want to incur extra costs with mobile home parks in Fenton, MI.
Buying a mobile home and then renting space lowers the initial cost. However, it makes it difficult to take out loans.
Owning your land may prove to be expensive initially, but cost-effective in the long run. If you don’t have enough money, place your manufactured home on a rented piece of land.
Understand the Profit Margin
Manufactured home dealers use the same commission system and mark-up as a car dealership. The average dealership commission for these homes is $11,000 for each home, where the salesperson gets at least 20% of the money. A salesperson, therefore, makes roughly $2,000 on a manufactured home.
Understand What You’re Seeking in a Manufactured Home
If you’re seeking to get the best manufactured home deal, you must understand your manufactured home financing options and target price before approaching a dealer. Doing comprehensive online research on manufactured homes should be your starting point.
For instance, understand your favorite floor plan and the type of manufacturer that you like most. Floor plans vary widely and you must choose the one that is best for you.
Consider Smart Upgrades and Features
Some certain upgrades and features can extend the life of your new manufactured home. These features can also make the home more comfortable and cost-effective.
The smart upgrades for manufactured home maintenance tips include:
- The best idea is to have better insulation
- If possible, choose a shingled roof rather than a flat one
- Ensure that the eave is 6”
- Never go for particle board subfloors
- The exterior wall studs should be 16 inches apart
- Exterior walls must be 7 ½’ in height
- Always select vinyl siding as opposed to hardboard or metal siding
- Each plumbing fixture must have a shutoff valve
Three Classes of Manufactured Homes
For manufactured homes, you always get what you pay for. There are three classes of manufactured homes, including single-wide (a single family home), double-wide, or triple-wide homes. For instance, don’t expect to get a $150,000 triple-wide home if you paid for a $50,000 double-wide home.
There are also differences in construction aspects, materials, and fixtures in the different units. Always go for well-constructed manufactured homes where your expectation aligns with the price.
Never Go with the First Dealer or Home
Even though you might have selected your manufacturer of choice, there is a high chance of getting a better deal from another one. Here, you must ask for customer testimonials or use online reviews.
It will help if you don’t just pin your hopes on a single dealer or home. Compare prices from several brands and dealers. Checkout our list of the top five double-wide mobile home dealers in Michigan here.
Always Have the Home Appraised
An appraisal from NADA is very important. The cost of an appraisal when buying a new manufactured home is $20. You can then use the appraisal to negotiate a better price.
Learn About Your Comparables
It wouldn’t hurt to learn about the prices of substitute home buying options in your location, including condos, apartments, and houses for sale. Don’t you want to know if mobile homes are cheaper than apartments? This can be very helpful, especially in areas with rapidly decreasing or rising real estate markets.
Understanding the required monthly costs and lot rent helps you acquire a larger perspective of the average monthly costs.
Investigate Financing Options Before You Visit the Dealer’s Lot
Before settling on a home to buy, you should first investigate your available financial options. It involves checking the available credit unions, credit banks, and traditional manufactured home lenders.
Here, it would be best if you always avoided dealer financing. If it’s the only available option, make sure you understand everything about it inside out.
Dealers will finance your mobile home with chattel loans or personal property rather than mortgage home loans. Such home loans come with high interest rates. Always avoid loans that have a higher interest.
Think About the Location of Manufactured Homes
It’s important to understand and carefully consider the site where you’ll place your manufactured home. If you locate your home in a rental community with mobile homes for rent in Fenton, MI, it will experience a reduced gain in equity.
There is a chance to place your home on your own piece of land instead of a mobile home park. Having your home on your land reduces the financing costs, you don’t have to worry about lot rent for a mobile home, and it raises the stability of your tenure.
Never Worry When it Comes to Monthly Payments
Similar to negotiating for a car, it would help if you never let a dealer force you into naming a monthly payment or price that you’re willing to pay. Always ask to be given a total cash price and start negotiating from that.
It’s also important that you ask for the invoice price. It’s harder to negotiate down from the retail price than to negotiate up from the invoice price.
Never Pay a Deposit Until You Visit a Minimum of Three Lots
It can only make sense for you to pay for a home when you’re 100% sure that you’re ready to buy it. If you pay and change your mind about buying the unit, you might find it difficult to get a refund.
Never Wrap Lot Rent or Insurance into Your Loan
One of the best things that you can ever do is to avoid adding additions to your loan. Items such as insurance premiums, stereo systems, furniture, and prepaid park rent are allowed on chattel loans for manufactured homes – never do it!
This cuts your equity in the house, and given the high interest rates on chattel loans and your personal property, you’ll spend more than the value of the item in the long run.
Never Allow High-Pressure Sales
Do everything within your power to resist high-pressure methods, employed by salespeople and dealerships, to convince you into buying mobile homes for sale in Fenton, MI. You have to understand that there are no unique or special sales, and these are just tricks used to sway you into making a purchase.
The Salesperson and Manager aren’t Your Friends
Purchasing a site-built home takes a lot of paperwork, along with various attorneys and agencies. However, a home manufactured in a factory typically goes to a community that has a manager and salesperson. Point Blank: Neither of them cares about you.
Never Rush into Buying a Home
Most dealers will have you approved, and even have a contract ready for signing, within a few hours. It would be best if you resisted high-pressure sales approaches at all costs.
- Respectable dealers will still be available to sell you the home the following week
- Always be skeptical of freebies, enticements, and special prices to sign quickly
- If you feel uncomfortable at any particular time, feel free to walk away from the deal
- Always carry with you someone that doesn’t possess a strong emotional investment – this means that they can point out things that you might miss out on
Go for Factory Dealers
There are two types of dealers available: Factory and independent dealers.
Independent dealers sell a variety of brands, while factory dealers sell only one brand. You’ll experience fewer problems if you purchase from factory dealers.
Prepare and Install the Site Properly
You can ask your manufacturer or retailer to examine the lot and certify that the preparation meets the required standards.
Never spend any money on utilities or site preparation until the loan has been sealed and signed. This puts you in a position to walk away from the home, or loan, if it costs too much.
Avoid Signing Anything that You Don’t Understand
Never sign any contract or paper that you don’t fully understand. It is also critical that you don’t rely on representations, especially salespeople, when it comes to contracts. If there is something that you don’t understand about the contract, bring someone close to you along to help you out.
Conclusion
Buying a manufactured home, mobile home or site-built homes isn’t an easy thing. However, if you go through these tips carefully, you’ll be able to achieve everything easier.
Remember that salespeople and dealers aren’t bad, but they are also not your friend. The commissioned based salaries that they receive opens the door for cheating and lying.
Always remember to follow the above tips if you want to buy a home manufactured in a factory. We hope you get what you’re looking for.
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