2 days ago
Justin Becker ·
Are you interested in purchasing a mobile home in a park? If that is the case, you might be asking how to do it as a first-time mobile home buyer. Purchasing a mobile home in a park is not the same as purchasing a mobile home and putting it on your own property.
For starters, if you place a mobile home in a park rather than in your own yard, you will save a lot of money in the long run on things like repair and manufactured home maintenance. In addition, mobile home parks include amenities you would not get if you place your home on your own property.
Living in a manufactured home community means you will pay a lot rent (learn what a lot rent for mobile home park is here), just like you would in an apartment, but in this case you would be earning equity.
How to Buy a Manufactured Home in a Park
Buying a mobile home in a park may seem intimidating initially, but it is not so different from purchasing a traditional site-built home (checkout our mobile home vs. stick-built guide). The difference is that you will pay a lot rent every month. On average, a mobile home lot rent is about $500 per month. However, a lot rent can significantly vary, costing up to $900 depending on location.
Having said that, we have put together a comprehensive guide on buying a mobile home in a community. Let’s dive in:
Understanding Your Purchasing Needs
If you are planning on acquiring a mobile home in a community, start by determining your budget and purchase requirements. Do you want a home that is a single-wide, double-wide, or triple-wide? Each home is priced differently, so your ability to pay will influence your purchasing decision.
Single–Wide Mobile Home
A single-wide house is ideal if you live alone and prefer a basic lifestyle. It has a smaller floor plan, but gives you the feeling of living in a mobile home. On average, a new single-wide home offers 600 to 1,300 square feet and costs around $40,000, on average. On the other hand, a used mobile home will cost you $10,000 to $25,000, on average (learn how to find used mobile homes for sale here).
Single-wide manufactured homes are the smallest and least priced of all the manufactured home alternatives. It has a width of 18 feet or less and a length of 90 feet or less.
Double–Wide Mobile Home
A double-wide manufactured home is made up of two single-wides joined together. It offers a much bigger living space compared to a single-wide home.
A new double-wide home costs $75,000, on average, while a used double-wide costs $50,000-$60,000, on average. Learn about the pros and cons of a double-wide here.
Triple–Wide Mobile Home
A triple-wide home is far more costly than a single-wide or double-wide manufactured home. Compared to the others, it does provide significantly more floor space, with the largest measuring 3,000 square feet. Triple-wide mobile homes/manufactured homes cost at least $100,000, on average, with some going for as much as $250,000.
New vs. Used Manufactured Home: Which Fits Your Budget?
Before you buy a manufactured home or consider how to get one, you must first determine the type of home that fits within your budget. Is it a single-wide, double-wide, or triple-wide home? Find the perfect balance based on your purchasing demands and financial situation, then look into additional mobile home characteristics.
A used manufactured home is typically less expensive if you don’t have the financial means to obtain manufactured home financing. When purchasing a used manufactured home, however, you must exercise caution. You do not want to buy a house that requires a lot of repairs and will cost you a lot more money.
Tips for Buying a Mobile Home in a Community
Not every mobile home park/manufactured home community will suit your lifestyle needs, so you must know how to find the best home park to purchase your next home.
That said, here are some tips to use when looking for a manufactured home in a park.
Visit Several Mobile Home Parks
Some mobile home parks have poor customer service, tarnishing the reputation of mobile homes and manufactured homes. As a result, you do not want to sabotage your first experience living in a mobile home park/manufactured home community by picking the wrong one. To evaluate customer service, visit a few parks and look up their online reviews.
Talk to Residents
One of the most important things you can do when visiting parks is interviewing a number of residents and asking them about their experiences living in the area. You should probably reconsider joining that mobile home park if there are more complaints than compliments.
Referrals from Friends and Family
Family and acquaintances can help you locate your future mobile home to a large extent. Learning about the park firsthand from someone who knows it better than you is preferable. That said, family and friends can give you referrals to some of the most reputable mobile home dealers within your desired location. Checkout our top five manufactured home dealers in Michigan.
Review the Manufactured Home Community Rules and Regulations
The rules of mobile home parks differ, which is why you should ask the park manager/park developers for further information before considering purchasing a home, because they are responsible for managing communities.
Choosing a park with more rules (HOA establishes community rules) is preferable to one with fewer rules, despite the fact that this may seem paradoxical. The purpose of the rules is to keep residents in check, which allows them to live in harmony. Imagine living in a park where dogs roam freely without leashes and their owners?
If you have four-legged friends, consider the pet-friendliness of a mobile home park. The majority of mobile home communities welcome pets and allow them on their premises. However, there are common restrictions, such as the number of pets allowed, usually two, and the breed type. Just be sure to review the mobile home community pet policy before committing.
Benefits of Buying a Mobile Home in a Community
Why should you choose a park-style mobile home? The following are some advantages of living in a manufactured home neighborhood.
Most apartment renters face a hard time when seeking privacy. The small living space does not help either. Furthermore, because only a wall separates you, it is easy to be disturbed by loud music from your noisy apartment neighbors.
A mobile home park includes the lot that you rent monthly. In most cases, the distance between you and your next door neighbor is reasonable, allowing you to enjoy your privacy.
Many Americans cannot afford to buy a site-built home, which is why mobile homes or manufactured homes have become increasingly popular. On average, traditional real estate homes often cost over $200,000, while mobile homes/manufactured homes cost less than $100,000. Learn the answer to ‘should I build a house or buy a manufactured home’ here.
Manufactured Home Community Living
Most mobile home parks frequently offer events that bring people together and encourage community living. This is hard to come by in apartment complexes and individual residences. That said, parks may be an ideal setting for raising a family.
Less of a Maintenance Role
In private residences, repair and maintenance costs can become overwhelming. This is due to the fact that the property owner is responsible for any and all repairs. In contrast, a mobile home owner often has fewer repair and maintenance costs. Typically, the manufactured home community management has a dedicated team who provides park maintenance at a lower rate.
How to Finance a Mobile Home in a Park
Even though mobile homes/manufactured homes are up to 30% more affordable than traditional homes, that does not imply you can pay for them all at once. You still require financing to secure the manufactured home. However, you must understand that mobile home financing differs from real estate home financing.
Here are some manufactured home financing alternatives you can use to secure your next home:
FHA is a loan program backed by the U.S. Department of Housing and Urban Development (HUD). However, the Federal Housing Administration (FHA) does not make loans directly to consumers; instead, it insures loans made by approved FHA financial institutions. So, if you default on your loan, the FHA will be liable for paying the lender what you owe.
FHA loans need only a 3.5% down payment, which is much less than the typical 20% required by traditional mortgages.
FHA loans are divided into FHA Title I and FHA Title II loans. The FHA Title I loan can be used to finance just the house, whereas the FHA Title II loan can be used to secure both the house and the land.
FHA loans, like any other type of loan, have eligibility requirements that the borrower must meet. The manufactured home, for example, must be your primary residence rather than a secondary residence.
Here is a breakdown of the loan amounts FHA offers:
- Mobile home only: $69,678
- Mobile home lot: $23,226
- Mobile home and lot: $92,904
Lenders have varied interest rates, so you should shop for the best loan arrangements.
Chattel loans for manufactured homes are another alternative you can use to buy a manufactured home in a community. Chattel loans are considered personal property loans because they are used to buy high-value properties, such as boats, farm equipment, planes, and mobile homes. Unlike FHA mortgages, where the government guarantees the loan, a chattel loan uses the property as security.
If you default on the loan, the property will be sold to cover the debt owed to the lender, much like a standard site-built home loan.
The best part about chattel financing (personal property financing) is that it does not require the home to be attached to private land, like a VA loan. VA loans only finance the home together with the land; so if you have your own parcel of land, they can offer financing for the home.
Typically, in comparison to other types of mobile home financing loans, chattel loans have a higher interest rate, which could be 5% or higher. Although you will have to pay a greater monthly installment due to the higher interest rates, the good news is that you will be able to pay off the loan in a shorter period of time.
Personal loans can easily offset the asking price of a mobile or manufactured home because they are cheaper. For example, a new single-wide home costs roughly $40,000. Personal loan lenders offer up to $50,000, with some going as high as $100,000, so you could easily cover the asking price.
It is important to be aware that personal loans do not use the property as collateral. Instead, the lender will charge a higher interest rate to lessen the risk of default. Personal loans tend to have higher interest rates than other types of loans, such as auto loans and mortgages.
Factors to Consider when Buying a Mobile Home in a Community
Here are some points to consider if you are looking to buy a manufactured home in a community.
HUD Code Compliance
Before buying a house, hire a home inspector to ensure it is up to code (HUD Code for manufactured homes). That said, consider purchasing a manufactured home constructed after the HUD Code was implemented in 1976. Moreover, most lenders prefer to lend to customers who purchased a mobile home property built after 1976.
Mobile Home Age
If you want to buy a used mobile home, consider its life expectancy (manufactured home construction year). You may be purchasing a home nearing the end of its useful life. Old mobile homes often require regular repair and maintenance, which could cost you more money. Learn what is the life expectancy for a manufactured home here.
Mobile Home Financing
Do you meet the requirements for a mobile home loan? This is one of the first questions you should ask yourself. Lenders frequently have a set of requirements that every borrower must meet, such as credit score and credit history.
Most lenders require a credit score between 580 and 620 to be considered for a loan. With that said, there is no need to panic if your credit score falls below the minimum. You can still get a loan, but it will be more expensive because you will be charged a higher interest rate and pay a higher down payment.
For mortgages, traditional lenders need a better credit score. The greater your score, the better the terms you will be able to negotiate. Learn more about what credit score is needed for a mobile home here.
A home inspector can assist you in determining whether the house is properly leveled. Unleveled dwellings frequently cause property damage that will necessitate additional costs to repair. The plumbing, as well as the doors and windows, may be affected by this.
Look for Signs of Water Damages
Where you see water, it could signal that the home has plumbing issues or that the roofing has worn out and needs to be replaced (learn how long a roof lasts on a mobile home here). Plumbing issues are the biggest enemy of mobile homes, or any other type of housing. Water leaking can substantially damage your property; so as soon as you notice a leak, call a plumber to remedy the problem.
Door Frames and Windows
At least half of your monthly energy bill is devoted to heating and cooling. A home that has problems with its window and door frames may have a higher energy bill because it allows more air into the house, requiring more energy to heat or cool it.
As a remedy, check the door and window frames for air spaces and fix them using weather stripping or caulk. You ultimately want energy-efficient manufactured homes only.
Locate the HUD Plate
The HUD plate (usually red in color) implies that the home is built following industry standards.
The State of the Flooring in the Home
Before buying a house from a previous owner, inspect it and look at the flooring condition. If the floor is in poor condition, this could help you negotiate a lower price. Is there a buckling floor in the house? Is there water damage? When inspecting a house, these are the items you should check for.
Is Buying a Mobile Home Worth it?
So, is buying a manufactured home a good investment?
A mobile home is an excellent investment if you want to save money while still getting the benefits of a traditional home. Typically, a manufactured home is up to 30% cheaper than a traditional site-built home. Furthermore, if you place your home in a community, you could have access to amenities such as a swimming pool, clubhouse, and playground.
Buying a manufactured home will not be suitable for you if you often relocate; instead, consider renting a manufactured home or an apartment. Rent-to-own mobile homes could be a good option, too.
Buying a manufactured home in a community is a huge investment that requires careful consideration. You want to make sure the house is up to code, level, and has good flooring, among other things. In addition, make sure you will be able to cover your mortgage payments monthly.
1 week ago
Justin Becker ·
Manufactured homes have grown in popularity as a result of their low cost. Nevertheless, they are costly enough that you may need to take out a loan to pay for them.
Having said that, in order to acquire the loan amount required, you will need a good credit history to persuade the lender that you are a less risky borrower, which will help you negotiate better mortgage terms.
In general, lenders differ, which means that loan terms will differ; nonetheless, every lender wants a decent borrower responsible for their money. This is why they are always concerned about a credit score.
What Credit Score is Needed for a Mobile Home?
Typically, most lenders will require minimum credit scores of 580 to 620 to buy a mobile home. If you have a score below that range, you can still get a loan, but the interest rates will be substantially greater than if you have a good score. Checkout the advantages to buying a mobile home vs. renting.
A credit score can be affected by things like missing one payment or having too many inquiries on your credit status. Pay bills on time and fix any errors on your credit history to avoid negatively impacting your score.
If you want to improve your loan terms, you will need to adopt a cautious and smart approach to maintaining your score. For example, automate your bills to avoid late payments or totally forgetting the payments.
That said, let’s dive in and talk in length about credit scores and manufactured homes.
Why Credit Score is Important when Purchasing a Mobile Home
A credit rating is used to establish how risky of a borrower you are, which helps the lender calculate how much money they are willing to offer you and on what terms. When compared to a borrower with a lower credit score, having a higher credit score typically means you will be able to get more money.
Can You Buy a Mobile Home with a Low Credit Rating?
Yes, you can purchase a mobile home with a low credit score (bad credit). A good score can help you get better loan terms (lower interest rate), but it is not the only thing lenders look at when deciding whether or not to lend to potential mobile homeowners.
That said, how crucial is a score when applying for a mobile home loan? Let’s break down what a score is in order to comprehend its role better.
● Payment history – represents 35% of your credit rating
● What you owe or the amount of debt – represents 30% of your credit score
● The type of debt account – represents 10% of your credit score
● Length of history – represents 15% of your credit score
● New credit – represents 10% of your credit score
As shown above, your payment history is by far the superior factor in determining your score. One missed payment can significantly impact your credit score, and it takes more than one payment to repair.
Your debt is also another important factor that can make or break your score. Most lenders use the debt-to-income ratio to determine whether or not to approve your credit application. This is used to evaluate whether or not you will be able to repay your loan.
That said, while you are worried about other things, remember that your debt-to-income ratio, just like a credit score, represents your financial health.
How to Repair Your Credit Score Before Buying a Mobile Home
What if you want to raise your score? Is it possible to fix a lower score or bad credit? A simple answer is yes. It is feasible to improve your score and, hence, your chances of receiving better loan terms (such as lower interest rate) in the future. With that said, this is a lengthy process that requires consistency and financial discipline.
Here are ways you can fix your bad score:
Check Your Credit Score and Report
Begin by requesting your score and credit report from the credit bureau. Three credit bureaus are in charge of ranking and preparing your credit report. They are as follows:
Although most creditors report to all the three bureaus, sometimes that is not the case. This is why your score might be different from one bureau to another. As a result, it is critical to double-check all of the information from the three bureaus.
Does checking my one score damage it? No, there is no need to be worried because checking your credit score is considered a soft credit inquiry.
Fix or Dispute Any Errors
The reason that the three credit bureaus often give you different ratings is due to the fact that they sometimes make mistakes that affect your score. This is why you must examine the three reports to see whether or not there are any inaccuracies so you can correct them. You can dispute them to the relevant bureau and have them corrected, if need be.
Always Pay Your Bills On Time
Paying your bills accounts for 35% of your score. So, if you want to improve your score, this is where you should concentrate your efforts. If you have a habit of forgetting to pay your bills, we recommend automating them. If you have bills that are not automatable, attempt to pay them as soon as you receive them.
Most people have problems with paying bills because they don’t budget their spending well. This is a tailor-made recipe to mess up everything. That said, make your monthly budget and schedule your payments to avoid penalties.
Pay Down Other Debts
The best way to reduce your credit utilization ratio is by paying some debt off. You can do this by either focusing on credit cards with the highest interest rates or focusing on repaying credit cards with lower balances.
Do Not Take Out Credit Unless You Need It
Whenever you apply for a new credit card, the creditor will run a hard credit check and that can potentially impact your score. That said, only apply for a new credit card if you really need it.
Keep Your Credit Utilization Ratio Below 30%
A credit utilization ratio is a good metric creditors use to determine how well borrowers manage their finances. A credit utilization ratio is measured by comparing your credit card balance to your credit card debt limit. If the ratio is less than 30%, we can say you are better off.
Keep Old Credit Cards Open
Do not be quick to close your old credit cards after paying them off. Keeping them open will help you solidify your credit history/credit reports, potentially raising your score. With that said, if your credit card issuer charges an interest rate, you may be better off closing them than keeping them open.
How to Finance a Mobile Home
Now that your score has been improved and you are ready to buy your first mobile home, you now need to know how to finance a manufactured home and which lender to seek?
For starters, a mobile home loan is not the same as a site-built home mortgage. Manufactured homes/mobile homes are considered personal property and, thus, do not qualify for conventional loans/traditional mortgages. That said, you can get manufactured home financing through a manufacturer, bank, or credit union.
Unlike traditional mortgages, mobile home loans through credit unions and other approved lenders process the loan faster. Checkout our guide to mobile home vs stick-built here.
So, here are various manufactured home loans/mobile home loans you can apply for to finance your manufactured home:
Mobile home loan/manufactured home loan applicants can get financing for both the lot and the house with an FHA loan (Federal Housing Administration). The home must, however, be your primary residence in order to qualify for an FHA manufactured home loan.
It is important to remember that the FHA does not actually offer you the loan directly; rather, they ensure loans made by FHA-approved lenders. So, if you are seeking FHA loans, look for approved lenders and submit your application.
FHA loans often come with a term limit of up to 25 years for FHA Title I loans and 30 years for FHA Title II loans. The good news is that the FHA accepts 3.5% as a minimum down payment. However, borrowers with a credit rating below 500 will be required to pay at least a 10% down payment. So, the secret to lowering your down payments is to improve your score.
If you have trouble coming up with money for the down payment, look for down payment assistance programs.
How much should you expect from FHA financing? Here’s a breakdown:
- Buying a mobile home and the land (maximum loan amount) – $92,904.
- Buying the manufactured home alone – $69,687
- You own the manufactured home, but need to buy land – $23,226
Most FHA-approved lenders require a minimum score of 580. So, if your score is less than 580, work on improving it to be eligible.
A VA loan is another manufactured home loan financing alternative for aspiring manufactured homeowners. However, this type of mortgage is reserved for the members of the military community.
This loan, like the FHA loan, requires that the home be your primary residence and installed on a permanent foundation. So, if you are thinking of the home as a secondary residence, then you may not be eligible for this loan.
The best thing about VA loans is that you don’t need a down payment or mortgage insurance. Many people struggle to come up with a down payment, but VA loans eliminate that concern.
Chattel loans are often termed personal property loans because they are designed for the moveable property. This mobile or manufactured home loan is used to purchase mobile and manufactured homes in parks, meaning that it does not include the land. Learn how to buy a mobile home already in a community here.
Chattel loans for manufactured homes have a shorter repayment period, which is typically between 15 and 20 years. This means that you will have higher monthly payments, but you will own the home faster than you would with a conventional mortgage. Keep in mind that chattel financing, like personal loans, come with higher interest rates.
One notable feature of the USDA loan (often known as a rural development loan) is that it requires no down payment, unlike other types of mobile home loans. However, you must meet the geographical and credit score requirements to be eligible.
Generally, up to 97% of the U.S. land mass is eligible for a USDA loan, meaning you can secure mobile home financing quickly with fewer upfront costs.
A minimum credit score of 640 is also required for USDA loans. With that said, if you earn too much money (annual income), you may be disqualified.
Should I Buy a Mobile Home?
The simple answer is YES! A manufactured home is worth your time and money because it is less costly compared to a traditional site-built home, and you may use a personal loan to finance your home. Read more about the answer to ‘should I build a house or buy a manufactured home’ here.
According to the Census Bureau, in November 2021, the average cost of a new single-wide prefabricated home was approximately $76,400. In the same year, the average cost of a new site-built home was $298,432. This is just one of many reasons why manufactured homes are becoming more popular.
Another reason is that manufactured homes/mobile homes offer flexibility and amenities that you may not find in traditional homes. For instance, swimming pools, fitness centers, and playgrounds are frequently available at mobile home parks. If you want to have the same experience in a site-built home (like in a mobile home park/manufactured home community), you may need to invest in a swimming pool and fitness facility, which will be an additional expense, let alone a lot of upkeep.
Challenges to Watch Out for when You Buy a Manufactured Home
Look for mobile homes built after 1976, which is when Congress passed the National Manufactured Housing Construction and Safety Standards Act (learn more about the HUD Code for manufactured homes here). Many lenders are skeptical about manufactured homes built before 1976, meaning you may find it hard to secure financing.
Lenders consider older homes to be riskier to finance, which is why they often decline their applications and instead focus on newly constructed homes (learn how long it takes to build a manufactured home here).
Purchasing a manufactured home necessitates a good credit score and credit history (minimum credit score of 580). When compared to someone with a lower score, having a higher score often indicates you will be able to negotiate better terms for mobile home loans.
One of the best ways to avoid negatively impacting your score is by being up to date with your monthly mortgage payments because bills account for 35% of your score. Best of luck on securing financing for your next mobile home.
3 weeks ago
Justin Becker ·
Potential mobile homebuyers have raised serious questions as far as the safety of mobile homes is concerned. In fact, when anyone wants to purchase new and affordable housing, it is important to know whether the unit can withstand extreme conditions.
Luckily, the best manufactured homes for sale today are designed with features that guarantee safety for the home and its occupants. The HUD Code requires that manufactured homes are placed in safe locations and developed with quality materials.
In this article, we will consider the safety of mobile homes and what you can do to stay safe while living in them. Let’s get started!
Are Mobile Homes Safe?
Modern mobile homes are designed and built for maximum safety. As we have highlighted, they are placed in safe locations based on their build-type and developed using high-quality materials.
Let’s consider how manufactured homes are designed with safety:
Structural Design and Building Materials of Mobile Homes
The effects of hurricanes and tornadoes have forced the manufactured home construction industry stakeholders to consider important changes, as far as building requirements are concerned. As a result, all modern mobile homes are built to comply with strict safety and construction standards. These standards are similar to the national building codes used for a stick-built home.
As per the standards, all factory-built home developers should employ standardized and high-quality materials similar to those employed in traditional site-built homes. Additionally, manufactured homes should be engineered to comply with modern construction requirements for seismic activity, snow load, and wind safety.
For instance, as per the building code (HUD Code for manufactured homes), all manufactured homes placed in hurricane-prone areas should be designed to sustain wind speeds of 160 mph. For other parts of the country, factory–built homes should be able to sustain wind speeds of 150 mph in wind zone 2 and 130 mph in wind zone 1. See all wind zone ratings for manufactured homes here.
Since manufacturers employ advanced technologies when joining and cutting sub-assemblies and components, manufactured homes are now as structurally sound, safe, and weathertight as traditional homes.
Generally, manufactured homes can sustain and resist extreme weather conditions, such as hurricanes and tornadoes, just like site-built homes.
Building Techniques for Mobile Homes
The HUD Code specifies what needs to be done after, during, and before the building process for today’s manufactured homes to sustain extreme elements.
First, the equipment, components, construction methods, quality of workmanship, and building materials should guarantee the mobile home’s structural integrity. Additionally, all mobile home manufacturers should employ products that offer protection against mold, insects, corrosion, and decay.
To guarantee the safety of mobile homes in all weather conditions, the home’s structural design must only use HUD-approved approaches for fastening the floor to the chassis, the roof framing to wall framing, and the wall framing to the floor. This way, no strong wind can uplift, overturn, or slide the mobile home.
As per the requirements, the mobile home’s wind resisting components should be designed and developed to sustain uplift roof loads and horizontal wind loads specific to the home’s wind zone. Remember, all the frame anchors tied to the manufactured home are part of its foundational system.
Finally, the HUD Code includes fire safety and thermal protection provisions. It also provides the characteristics of the heating, cooling, electrical, and plumbing systems critical in what is manufactured housing.
Manufactured Home Quality Assurance
Federal law requires that a competent quality assurance expert verify that a manufactured home is designed properly per the HUD Code. Additionally, they ensure that the mobile home is developed to the perfect standards for its placement zone.
To further ensure durability and safety, a manufactured home is inspected throughout the whole installation process. A manufactured home that complies with the Manufactured Home Construction and Safety Standards Act gets a HUD label, otherwise known as a HUD tag. The tag certifies that the mobile home has been tested, designed, inspected, and built as per the standards set by the federal government.
If the tie down and set up of a manufactured home is properly done to comply with modern construction standards, it will function well even in high winds. According to research, most damage caused by high winds on manufactured homes originates from adjacent structures, not failed manufactured housing components.
Therefore, it is the duty and responsibility of manufactured home builders and installers to factor in different aspects in order to ensure the durability and safety of mobile homes. Even though extreme conditions might cause damage to any type of home (site-built home and mobile home), using an anchoring system has proven to keep the home safe in all extreme weather conditions.
If you plan on having a mobile home in an area prone to extreme weather, involve an inspector to verify the safety and security of your tie-downs. For example, do not be surprised if an inspector recommends an over-the-top tie-down for your manufactured home for guaranteed safety in case of tropical storms and hurricanes.
Safety Concerns of Mobile Homes and How You Can Stay Safe
Modern mobile homes are always safe if developed and installed with quality materials and put in a safe location. Although they are less secure than site-built homes, they are not as dangerous as some people claim.
Nevertheless, there are certain safety concerns worth noting. Let’s consider these safety concerns and ways you can stay safe:
Natural disasters present major threats to most living in a mobile home. Unfortunately, you can not stop such natural disasters when they happen. You can only protect yourself and your mobile home from the potential damage when they occur.
One serious natural disaster that you may potentially encounter is a tornado. On average, almost 1,000 tornadoes occur in the U.S. yearly.
Tornadoes are common in states such as Georgia, Missouri, Louisiana, Mississippi, and Texas. When they occur, it is common for them to cause extensive damage to properties. The vulnerability of a manufactured home depends on how it was constructed.
To safeguard yourself against tornadoes, you need to select your manufactured home wisely. Choose one that was developed after 1976 since such manufactured homes are highly durable and are developed from quality materials.
Ensure that your manufactured home is anchored to the ground securely. Therefore, employ a permanent foundation made from concrete.
Also, for safety purposes, identify the nearest FEMA-certified tornado shelter just in case.
Fire Related Safety Concerns
Apart from causing damage to your property, fires can also cause serious burns and injuries. For this reason, most mobile home communities work closely with their local fire department, but this alone is not enough to safeguard your manufactured home from fire.
To keep safe from fire accidents, avoid open flames in your mobile home. Cover lamps and candles, and ensure that the fireplace is well managed.
Since fire can also result from electrical faults, ensure an electrician inspects your home for potential problems. If any problems are found, fix them immediately.
It is important for everyone in the home to understand the location of the fire extinguisher and how to use it, too. They should also know how to call the nearest fire department, if necessary.
Hurricanes form another deadly natural disaster affecting many parts of the United States. Hurricane-force winds can be extremely destructive, moving with speeds of up to 74 mph.
If you plan to have your own home near the coast, you need to take serious measures against hurricanes. As mentioned earlier, the country is divided into wind zones based on the wind speed that can be expected. Ensure your mobile home is perfect for the wind zone you select.
Just like tornadoes, make sure your manufactured home is tied down securely. Additionally, always have your windows shut. You can even prevent them from breaking by installing quality shutters. There is also an option of shutting them using storm panels and plywood.
We understand that not all threats to your mobile home are from the natural world. Humans also present safety concerns in the forms of breaking and entering, robbery, or mugging.
To keep your home and family safe, learn to trust your instincts. Always be aware of your environment and remain cautious about situations you get yourself in.
Additionally, you need to memorize the emergency numbers. You can also teach your children who they must call in case of an emergency.
Furthermore, you can make your manufactured home safer by installing a fence. Also, implement general safety measures such as closing the windows and locking your door on the regular.
Finally, you can install a complete security system with alarms and movement detectors.
Mildew and Mold
Mildew and mold are two dangers that you might notice in your mobile home walls or floors. Visible signs of their presence are colored and black growth stains on the surface of your home. You can also notice dampness through peeling and cracked paint.
Long-term exposure to mold causes danger to your health, including:
- Allergic reactions
- Frequent colds
- Lethargy and fatigue
- Runny or stuffy nose
For your information, it is easier to prevent mildew and mold from growing than to get rid of them. The solution is to prevent wet and damp conditions.
You can start by reducing humidity in your mobile home. We recommend that you improve your home’s ventilation through the installation of dehumidifiers.
Also, check for possible leaks in your mobile home and fix them immediately. When your home is exposed to wet conditions, such as floods, remove the water as soon as possible. If you feel like the mildew and mold growth are beyond your control, call a mold expert or inspector to help you.
Mobile Home Electrical Challenges
One danger that you need to be aware of is electrical faults. Apart from electrical faults being a fire hazard, they can also shock you, your pet, or your family members.
Even though the wiring is a complex task, it is something you must do carefully with the involvement of a professional.
Check out for the following signs of an electrical fault:
- Appliances and bulbs are hot to the touch
- The circuit breaker trips regularly and repeatedly
- When you turn on a socket or appliance, you smell something burning
- Non–functional sockets and switches
- Sparks from your socket
When such problems occur, your first step should be to consult an electrician. If you experience a power sag when you switch on a particular appliance, stop using it.
You should also avoid overloading your sockets. Overloading can easily trip your circuit breaker. Also, if there are exposed wires, cover them immediately.
1 month ago
Justin Becker ·
Comments Off on What is the Lot Rent for a Mobile Home Park?
More people nowadays prefer to live in mobile homes than ever before. The benefits of living in a manufactured home include ample space, energy-efficiency, and affordable pricing, among other things.
One thing to understand about manufactured homes is that you can either have them in a mobile home park or on your own lot. If you decide to go with the mobile home park option, you are responsible for paying monthly lot rent on top of your monthly rent for the home. With that said, manufactured home living in a mobile home park presents several benefits worth the additional cost.
If you are wondering what mobile home lot rent costs and what is included with it, you are in the right place. Here, we provide all the possible information you would need to understand about mobile home park lot rent.
What is the Lot Rent for a Mobile Home Park?
There are so many questions related to lot rent that remain unanswered. For instance:
- What does lot rent involve?
- What is its lease or rental contract like?
- What policies are involved for a mobile home park lot rent?
Keep reading for answers to these questions, and others:
What is a Lot Rent?
A lot rent, also known as plot rent or site rent, is a lease or rental contract on a piece of private land. Here, you are required to pay a monthly fee to have your mobile home on the lot, live in the park, and access park amenities. In many cases, the lot includes a garden or yard.
A manufactured home park lot typically includes:
Most of the fee you pay goes towards the payment of the lot of land. Most lots cover an area of 960–2,400 square feet, but could go as high as 3,600 square feet, especially for triple–wide mobile homes. A lot needs to be at least 40 feet wide for the mobile home to fit well.
Access to Mobile Home Park Amenities
Paying lot rent offers access to different amenities within the community, such as parks, recreational areas, playgrounds, and swimming pools. However, amenities such as laundry rooms, cable TV, and showers might cost you more, depending on your usage.
Also, lot rent typically will not include utilities like electricity, water, and sewer. Additionally, the pet fee is not part of your lot rent.
Lot Rent Lease Contract
A lot rent comes with a lease contract with terms for the rental. It outlines any fines and fees that a person is supposed to pay. Additionally, it sets the standards for lease and property termination.
For your information, the lease outlines the following:
Most landlords lease mobile home lots in terms of 24, 12, or 6 months. States regulate the lease periods to prevent manufactured home communities from tying individuals to long and unreasonable lease contracts.
Expect the lease terms to have critical details like the size and address of the lot, along with utility rules, among others. Find out what utilities you pay in a mobile home here.
It outlines the amount you are required to pay rent monthly. Additionally, it stipulates the additional costs owed to parks (pet fees, sewage, electricity cost, etc.), along with fees and fine details, breach of contract stipulations, and rent increase standards.
Rights and Duties of the Tenant and Property Owner
The lease contract outlines the responsibilities of both the tenant and landlord or park manager. For instance, the landlord is supposed to keep the lot well-maintained and clean, while the tenant must make prompt payments and request maintenance.
Rules and Regulations
Every lease contract in the manufactured housing industry has specific rules concerning lot usage. For instance, according to many rules, you won’t be allowed to move from the lot and leave your mobile home there. Additionally, you might be prohibited from selling your mobile home on the lot without the landlord’s approval.
In the lease contract, you will also come across rules related to property damage, parking, property changes, pets, general upkeep, and manufactured home maintenance. The rules apply to both the park owners and the tenants.
Factors Affecting the Lot Rent Rates
We all know that the mobile home lot rent is not constant. The rates vary based on different factors, which we will consider below:
The rate depends on how much the mobile home park owner spends on maintenance services. The common maintenance services include repairs and lawn care. The more the park owner spends on maintenance, the more rent you are likely to pay.
Mobile Home Size or Lot Size
Normally, a larger mobile home or lot will attract a higher rent. However, it will be worth it if you would like more living space to go for larger mobile homes for sale and/or larger lots.
In some states, the rent you will pay to your mobile home park may be controlled by the respective city. In such a case, it is illegal for the park to charge more than the city’s set rate.
Location or Area
If the park is located in a desirable neighborhood, expect the lot rent rates to be high. A desirable neighborhood means a generally expensive location or one with beautiful surroundings.
Some mobile home parks include utilities in the lot rent. Common utilities included could be water, electricity, cable services, and garbage pickup services.
The more quality amenities there are in the park, the higher the lot rent you will pay. Common amenities you might encounter include a community center (for community events), swimming pools, a fitness center, and laundry room.
Does Lot Rent Cover Property Taxes?
These taxes always apply to almost every type of residential place, regardless of the state. It does not matter whether residents own the residential place or not.
However, in the case of a mobile home, we are talking about personal property and not real property, unless the lot it stands on belongs to you.
What Influences Taxes on Mobile Homes
The mobile home taxes you pay will depend on several factors, including the condition of the mobile home, its monetary value, and the state the home is located. Additional factors include:
● Tax credits
● The tax capacity
● The tax rate value of the current market
● The classification of property tax
Mobile homeowners owe taxes to the DMV at the rate of between 1% to 2%. For instance, in the state of Utah, a manufactured home or mobile home is categorized as a trailer coach in trailer parks.
Generally, if you own a mobile home park, expect to pay property tax on the manufactured home and an additional tax on the land. In most cases, it is the landlord’s responsibility to make such payments unless stated otherwise in the lease.
In a nutshell, if you pay a mobile home lot rent, you will not have to pay any extra or higher property taxes. Therefore, we recommend that you read and understand the land-lease agreement before signing it. Learn what the benefits are of a mobile home land-lease community here.
What is Covered by a Lot Rent?
You need to know what you are paying for before signing a lease. Below are important things covered by a lot rent:
- A swimming pool
- A piece of land where you can place your mobile home
- Access to different amenities and their related maintenance services
- It may involve mobile home rent
- Laundry facilities, including washers and dryers
- Play areas or playgrounds
- A community center
What the Lot Rent Will Not Cover
Several things will not be part of your lot rent. It is, therefore, critical that you double-check the lease agreement for missing items. In most cases, the below items won’t be included:
- Insurance: For most mobile home parks, insurance is not covered in the lot rent. If your intended location experiences extreme weather, accessing the necessary insurance might be a major expense. You need to know the wind zone ratings for manufactured homes in such a case.
- Taxes: Apart from property taxes, there are additional taxes you may incur on your home.
What is the Average Lot Rent Cost?
There is no set lot rent cost. This means that you will find different lot rents across your states. We, therefore, recommend that you review the lot’s cost in your location, determine what you will get for the price, and act accordingly.
According to some experts, the country’s average mobile home lot rent is $380 per month. However, the rate varies depending on several factors and could start from as low as $100 and go to as high as $900.
For your information, a larger organization usually presents standardized lot rents compared to small parks. You might also get cheaper lot rents from unprofessional park owners. Therefore, review your options well before committing to a specific manufactured home community.
Mobile Home Lot Rent Stability
Many people worry about whether the lot rent could be raised after a new landlord or community owner acquires the park. The good news is that such practices are deemed illegal by some states. In fact, for some states, the brand new mobile home owner must maintain the lease terms as long as it lasts.
For this reason, the original owners must negotiate the lease takeover with the new park owners to avoid such problems. They also have an option of seeking release with their tenants. Always understand the lease and local lot renting laws to avoid trouble.
1 month ago
Justin Becker ·
Comments Off on Houses or Mobile Homes for Sale: Which is Better?
When you are looking for a place to live as a first–time buyer, you will find lots of possibilities. A common decision to consider is choosing between buying a mobile home or a typical site–built house based on your preferences and financial circumstances.
Choosing between a house and a mobile home might be difficult if you don’t understand the differences between the two. However, understanding the advantages and disadvantages of each option might assist you in making a more informed decision.
Houses or Mobile Homes for Sale
So, should you buy a mobile home or a traditional house in Fenton, MI?
Houses and manufactured homes each have their pros and cons. A mobile home, for example, offers more flexibility than a house, but a house might last longer. Learn how long manufactured homes last here.
Buying a mobile home is a very attractive option. For one, it can be easier on your budget to buy a prefabricated mobile home compared to a traditional stick-built one. They are built off-site and transported to their final destination in the same piece, which makes them cheaper to construct than building a traditional new house. Find out more on how double-wide mobile homes are built here.
The construction time for a mobile home is shorter, and the price point is typically lower, making it perfect for those looking to buy a smaller home or temporary housing.
Pros and Cons of Mobile Home for Sale
Let’s look at what makes buying a mobile home both good and bad over buying a standard home in Fenton, MI.
Inexpensive Compared to Houses for Sale
A mobile home is less expensive than a site-built home; in fact, it is up to 30% cheaper. This is because they are manufactured in a factory and then transported to the site by truck.
On the other hand, site-built homes must be built on the location, making them more expensive due to the labor and time involved. Manufactured homes are faster to build mainly because of the environment they are built in, being indoors. This makes them a more cost-effective option for those looking for new construction.
For example, according to the Manufactured Housing Institute, the cost per square foot of a traditional house is $144. That is almost three times that of a manufactured home, which is $55.
Quick Construction and Assembly
Mobile homes for sale in Fenton, MI often take up to two months to be manufactured, compared to potentially several years for building site-built homes. These homes arrive at the site ready-made with all the amenities that one might need. Learn more about how long it takes to build a mobile home here.
Furthermore, the installation of a manufactured home is quite quick once it has been completed and delivered to the desired location.
Mobile homes for sale in Fenton, MI are built on metal frames and can be relocated to new locations, which classifies them as personal property. This allows for more opportunities to avoid high property taxes and other costs associated with homeownership.
Since manufactured homes in Fenton, MI are considered personal property in Fenton, MI, they are not taxable as real estate assets. As a result, you can enjoy the advantages of living in a manufactured home in Fenton, MI without worrying about high taxes like traditional homeowners.
If you live in a manufactured home in Fenton, MI, you can move your housing unit to a different spot if you so choose. When it comes to site-built homes, once the structure is finished, it is there for good, and relocation is not an option. So, how much does it cost to move a manufactured home? Find out more here.
A manufactured home in Fenton, MI gives you the freedom to live wherever you like, as long as the zoning and other Fenton, MI rules allow for it. On the other hand, in order to relocate while owning a traditional residence will require you to go through the difficulty of finding a buyer before considering a new location. This could heavily delay your relocation since you can’t predict when you will find the appropriate buyer at the right price.
The fact that manufactured homes do not retain their value like site-built homes is a significant drawback. This means that if you buy a mobile home in Fenton, MI, you may not be able to recoup your initial investment. Learn more about if buying a manufactured home is a good investment here.
This is not to argue, however, that a mobile home won’t provide a decent return on investment. Your mobile home’s worth could be maintained for a long time in Fenton, MI if you do regular maintenance and repair according to industry standards. Learn ways how to increase the value of a manufactured home here.
Harder to Resell
Since mobile homes for sale have a shorter lifespan than permanent residences, reselling them in Fenton, MI can prove to be more difficult. A normal mobile home for sale, for example, could last up to 55 years, whereas a site-built home could last up to 100 years.
Since mobile homes for sale in Fenton, MI are not considered real estate assets, they do not qualify for conventional mortgages. This implies that finding manufactured home financing for a mobile home for sale could be difficult. In addition, most mobile home loans have higher interest rates compared to traditional mortgages.
Tyrone Woods Manufactured Home Community
Tyron Woods is a manufactured home community in Fenton, Michigan that gives the residents of Fenton, MI the opportunity to own their dream home. It is strategically located approximately 30 minutes from Flint and Ann Arbor, with easy access to public transportation in Fenton, MI.
Tyrone Woods Manufactured Home Community offers mobile homes for sale as well as mobile homes for rent in Fenton, MI. So, no matter if you are looking to buy or rent in Fenton, MI, Tyrone Woods has got you covered!
This manufactured home community is also pet-friendly, which is a benefit that not many communities provide in Fenton, MI. If you want a property tour, contact this manufactured home community for more information, or simply take a mobile home virtual tour here.
Other Mobile Homes for Sale Communities in and around Fenton, MI
Cider Mill Crossings
Cider Mill Crossings is a mobile home park located at 9900 Prince Blvd, Fenton, MI 48430. Cider Mill Crossings is an all-age community, which means that everyone, young or old, is welcome.
This mobile home community in Fenton, MI has a lot to offer to its residents, including playgrounds, off-street parking, and sidewalks, among others.
Cider Mill Crossings in Fenton, MI has several different floor plans to choose from, and all of their homes are double-wide, with vinyl siding and pitched roofs. Learn more about Cider Mill Crossings here.
Grand Blanc Crossing
Grand Blanc Crossing is another mobile home park located at 8225 Embury Rd, Grand Blanc, MI 48439. Grand Blanc’s community is committed to making a great mobile home living experience for their residents. Whether it is renting or buying a mobile home, they can help you settle in this amazing mobile home community in Grand Blanc, MI.
The best thing about Grand Blanc Crossing is that it is pet-friendly, allowing up to two pets per household. Just be sure to review their mobile home community pet policy.
Community features of Grand Blanc Crossing include:
- Swimming Pool
- Recreational Facilities
- Off-Street Parking
For more information, contact the Grand Blanc Crossing offices.
Pros and Cons of Houses for Sale
Houses have a number of benefits, as well as downsides. Let’s review them:
Houses are more durable than mobile homes, as they could last for up to 100 years if properly maintained. However, the lifespan of different areas of a house vary in life span. For example, kitchens and bathrooms could last from 10 to 15 years.
Purchasing a home allows you to accumulate equity. The difference between what you owe on your mortgage and what you could get for your home if you sold it today is known as equity.
Freedom of Design
The design freedom of a mobile home for sale in Fenton, MI may be limited compared to that of a house. Unlike residences, where your design can go as far as your imagination, you are often confined to a few styles and structural limitations in mobile homes.
You may still be asking yourself: “should I build a house or buy a manufactured home?” Well, your bank account may be drained if you decide to build a house. For example, as mentioned before, the cost of building a house per square foot is $144. So, if you want to build a 1,500 square foot house, you will need at least $216,000 to get started.
Longer Construction Time
This is also another drawback to choosing houses over mobile homes for sale. According to the 2019 U.S. Census Bureau report, it takes about seven months to build a house from start to finish. Mobile homes for sale could save you more than half of that time.
Lengthy Search and Buying Process
Another disadvantage of dealing with houses is the home purchase process. It could take you months or even a year to find the right house due to the wide variety of sizes and styles there are today. Also, getting approved for a traditional mortgage nowadays can take anywhere from 45 to 90 days, if not longer. Whereas for mobile home financing, you can be approved in as fast as two weeks.
To be blunt, buying a mobile home for sale in Fenton, MI is a better option than buying a standard home. The advantages of a mobile home for sale outweigh those of a standard home, as you can see above.
Think about the lower cost of acquiring a mobile home, the lower maintenance costs, the lower taxes, and the quick construction times. This just proves that mobile homes for sale can provide a great housing experience, similar to site-built homes, at a fraction of the cost.
We wish you the best of luck in finding the best housing for you and your family.
1 month ago
Justin Becker ·
Comments Off on What Utilities Do You Pay in a Mobile Home?
As a tenant or owner of a mobile home in a leased-land community, you need to understand that you will pay for more than what is lot rent while living there. In most cases, utilities, such as sewage costs, water, gas, and power are the responsibilities of the inhabitants. Not to mention, if you own a manufactured home on private land, you have mortgage payments and property taxes to worry about.
With that said, when living in a mobile home park, there are some instances where the property manager or landlord pays for such utilities. If you want your everyday life at the park to run smoothly, you must ensure that utilities are paid on time and in full.
Here, we focus on the utility bills that you pay for in a mobile home.
What Utilities Do You Pay in a Mobile Home?
Before we consider the type of utilities you pay for in a mobile home, let’s look at some critical information you need to understand.
Utility Hookup Responsibility
It is the tenant’s responsibility to have utilities hooked up to the personal property, unless the home belongs to a mobile home park. This is not something that you can make a DIY project either; you will need to contact professionals to help you install and connect everything properly, safely, and to HUD code for manufactured homes standards.
With that said, if the mobile home does not belong to you, it is not your responsibility to pay for the utility installation costs. Your landlord should take care of all the responsibility. You can only help by linking your property manager to the best utility installers, if needed.
Utility Problems and Repair Responsibility
There are times when utilities in a mobile home park fail to run smoothly. When this happens, whose responsibility is it to restore them to full functionality?
For your information, you should only involve yourself with any kind of repairs if the mobile home belongs to you or if there are specific utilities that you pay separately outside of what the mobile home park charges you, such as lot rent. Otherwise, it is the responsibility of the management to link up with utility providers and take care of the issues at hand.
In this case, utilities are linked to the property, but the tenants pay for their use. Therefore, you need to check your lease agreement to understand where your responsibility and jurisdiction lie.
Utilities You Pay in a Mobile Home
If you are wondering what utilities you will pay for while living in a mobile home, we have got you covered.
Let’s discuss them below:
Gas Related Utility Bills
Most mobile homes are connected to a propane tank or natural gas line. Both options present advantages and disadvantages. For instance, propane happens to be more powerful. However, some people consider it to be less safe and more expensive.
Gas is employed for different applications in a mobile home. For instance, you can use it for stoves, lighting fixtures, ovens, water heaters, and more.
The amount you pay for gas will depend on how much you use it. We recommend that you go with natural gas since it is cheaper and safer. However, propane is the best option for you if you value performance and efficiency.
Water Related Utility Bills
Most mobile home parks are connected to city water. It should be stated in the lease who is responsible for water utility bills. In most cases, the tenant is responsible for paying water bills on top of monthly rent.
Sewage Related Utility Costs
This is one utility cost that many tenants seem to ignore. Sewage costs are not as expensive as other utilities. In most cases, you will be required to pay the sewage costs at the end of the month, however some landlords include these costs in the monthly rent. Your sewage is usually connected to the local sewer system.
Power Related Utility Costs
For most tenants, electricity costs the highest of all the available utilities. Electrical costs involve power through the outlets, lighting, any electrical appliances, etc.
If you live in a mobile home park, you most likely pay for electricity separately through the local service provider. However, some landlords include this cost in your monthly rent.
To pay less for electricity, we recommend employing more efficient approaches. Energy-efficient manufactured homes are always more cost-efficient. You should also ask your local service provider to understand the rates of power charges.
How to Reduce Utility Bills in a Mobile Home
Whether you rent or own a mobile home, you can take steps to reduce your utility bills. These tips can also be useful in a site-built home:
How to Save on Electricity Usage
To save money on your electricity bills, you need to consume less energy. For your information, energy–efficient improvements can contribute to savings of up to 25% on utility bills.
So, how do you save energy and still lead a normal life? First, you should replace all your energy bulbs with more efficient energy options. Bulbs with the Energy Star label have proven to save up to $75 yearly.
You can also opt to replace electricity with solar energy. Although this will be costly to start, solar energy is always cheaper in the long run.
You should also replace appliances with efficient ones. For your information, appliances consume at least 13% of the energy costs.
This is also the time to update your electronic equipment. This includes having motion-detector switches, power strips, and timers.
Finally, ask your utility provider to do an energy audit. This will help you identify effective ways of saving energy.
Saving Money on Water Related Bills
According to the Department of Energy, a hot water heater in homes is responsible for about 17% of energy use. This is why you should take the relevant efforts to buy power-efficient water heaters. For instance, a tankless heater saves at least 30% of energy than conventional tanks.
To save on water consumption, you need to repair any possible leaks in plumbing fixtures, such as faucets, dishwashers, and toilets. Such leaks can consume up to 20 gallons per day.
Replacing your current toilets with low-flow ones can also help. Some tenants and landlords even add aerators to reduce water usage. Aerators work by increasing water pressure and can save 15-17 gallons daily.
Investing in Energy Star washing machines and dishwashers can also save you up to 20-30 gallons daily. Additionally, if you normally spend a lot of time in the shower, we recommend reducing that time to at least two minutes, if possible.
Saving on Heating and Gas Utilities
For most mobile homes, a lot of money is spent on gas for both heating and cooking. So, how can you reduce such costs and pay less at the end of the month?
First, you need to reduce the heating costs by adjusting your thermostat to about 78 degrees during summer and 68 degrees in the winter. We also recommend programmable thermostats that set the temperatures efficiently throughout the day.
You can also save on heating costs by learning how to add insulation to a mobile home. Proper insulation helps to prevent heat loss during winter. We also recommend sealing leaks using caulk, weather stripping windows and doors, and deflecting solar heat using blinds during summer.
We recommend going for natural gas instead of propane to save money on gas while cooking, too. It is both cheaper and safer.
2 months ago
Justin Becker ·
Comments Off on Top 5 Double-Wide Mobile Home Dealers in Michigan
When you are on the lookout for a home to settle down in, get ready for a lot of challenges ahead. There are so many options out there, and housing itself is becoming more and more expensive as we speak.
The state of Michigan is a perfect example; it has great schools, lakes galore, and some amazing job opportunities as well. The cost of living in Fenton, Michigan is not too horrendous either, but finding proper accommodation will require some homework.
The good news is that we now have several alternative housing options that are probably just as good as your regular, traditional, stick-built houses. Apartment living is a choice as well, but we are talking more about modular homes, what is manufactured housing, and mobile homes here.
What is So Great About Living in Modular or Manufactured Homes?
The cost factor of manufactured homes or modular options is certainly one to consider. For just a fraction of the price of a traditional house, you can own your own home and get all the privacy, plus amenities from a close-knit community.
Double-Wide Mobile Home Dealers in Michigan
Of course, the perks of such housing will depend on what kind of a mobile home dealer you end up choosing. There are quite a few good options available in Michigan today, so let’s get started on them now:
1. Tyrone Woods Manufactured Home Community
2. Cedar Springs Mobile Estates
3. Little Valley Homes
4. Michigan Mobile Home Connection
5. Clark Modular Homes
1. Tyrone Woods Manufactured Home Community
After looking at all the options and offerings for modular and mobile homes in Michigan, it seems like Tyrone Woods Manufactured Home Community tops the list. For those who need manufactured homes with a certain amount of luxury in an affordable range, this community seems to have the best picks.
If you are still on the fence about the jump, these pros and cons of a double-wide mobile home should clear up some doubts.
What Does this Manufactured Home Community Offer?
Along with some great mobile homes for sale in Fenton, MI or mobile homes for rent in Fenton, MI Tyrone Woods offers several perks to its potential and existing residents. These include:
● New appliances and utilities
● New flooring and roofing
● Central air conditioning
● Extended parking
The community setting of Tyrone Woods is also a considerable advantage. The location is a central one in Fenton, MI, being just half an hour from Flint and Ann Arbor. You get to enjoy both country and urban settings as and when required.
The surroundings here are nothing to sneeze at, either. There are rolling hills, some gorgeous lakes, and greenery for everyone to enjoy. The Coyote Preserve Golf Club is just a few minutes away for those who love the game. If you are more of a nature lover, the natural walking and hiking trails will be a delight. The benefits go on; check out more reasons why Tyrone Woods offers the best manufactured homes for sale in Michigan.
2. Cedar Springs Mobile Estates
After Tyrone Woods, our second choice has to be Cedar Springs Mobile Estates. This dealer has both mobile homes for rent in Cedar Springs, MI and mobile homes for sale in Cedar Springs, MI.
Those who want to rent or find one for sale can choose a double-wide or a single-wide option. Most of the units include large bedroom suites, oak kitchens, fireplaces, and a lot of storage space. All even have their own driveways and front yards. So, you get a feeling of having your dream home on completely private property.
What is it Like Living in this Manufactured Home Community?
Along with the excellent deals on mobile homes, Cedar Springs Mobile Estates provides a quiet community life. The atmosphere is a peaceful one. You can also have a bit of fun with the basketball courts, social events, and friendly community.
If you want to purchase a home, this community also offers some of the best manufactured homes for sale in Michigan. Once you get your own mobile home, you will be able to enjoy luxury amenities along with an accessible ownership.
Here are just a few of the top reasons to consider Cedar Springs Mobile Estates for your next mobile home:
- Prime location in Kent County: This county is among the best places in Michigan for people who want to build their career, grow their family, or both.
- A decent amount of choice: With these mobile home dealers, you can choose from a wide range of modular plus manufactured homes in all sorts of categories.
- A welcoming and productive community: Michigan is an excellent spot for those who want to focus on family, retirement, or spurring on their career; the community may be small, but the overall spirit and sense of belonging can motivate you on a daily basis.
- Good recreational options: Along with a central location, the residents here are lucky enough to have nearby Cedar Springs parks and rec, some great Cedar Springs schools, and quick commutes for a more convenient lifestyle.
- A cost–effective choice: Some people might be worried about the cost of living in Michigan; with this mobile home dealer, we may expect a relatively lower cost of living in the surrounding areas.
3. Little Valley Homes
The tagline of Little Valley Homes is “your housing people.” These words are quite apt as they describe Little Valley Homes, which is one of the largest modular and manufactured home retailers in the state of Michigan.
Little Valley Homes was founded way back in 1966, making it amongst the oldest and most known mobile home dealers in Michigan. When you contact them, you get to choose from various floor plans, mobile home layouts, and much more. There are also a lot of manufactured home communities in Michigan, including Highlander Valley Homes and Sylvan Valley Estates. Some of these communities might be just for a certain demographic, such as Maywood Estates that is only for those who are 55 or older.
Why Should You Choose Little Valley Homes?
If you want a mobile home dealer company that has a long and positive history of dealing with their clients, Little Valley Homes is among the best choices you can make. Along with a rich history, this dealer also provides its clients with several Valley Homes location options at once.
On the other hand, some people may need a more dedicated service to fulfill their individual requirements. As long as they go through a licensed realtor, there is no reason why they can’t find what is needed in the Valley Homes family.
4. Michigan Mobile Home Connection
This mobile home dealer known as Michigan Mobile Home Connection provides sectional and modular mobile homes, among other options. They will also buy your mobile homes if you wish, freeing up your capital to make more investments. The people here can help you get the best possible deal through their community specialist.
The Michigan Mobile Home Connection dealership also has their own mobile homes in parks. They are committed to bringing you the top-quality modular and manufactured homes with new models available for touring even now.
There is even a licensed realtor on-site, which should help smooth out the process even further. They also help out with construction, choosing the right type of layout, and so much more.
Whether you have questions about the difference between manufactured and modular homes or are ready to start on your dream home, Michigan Mobile Home Connection is there to assist in many ways. You can also compare these to the Little Valley Homes and see which one suits your needs best.
While you are at it, make sure to check out the layouts that Michigan Mobile Home Connection already has on its lots. You can also ask them if you can come up with your own layout for a double-wide mobile home.
5. Clark Modular Homes
Clark Modular Homes might not be a very large operation, but it has been working just fine for more than two decades. Here, you can get modular homes, fully manufactured homes, and custom built houses of all shapes and sizes.
Want your next mobile home or manufactured home to be a double-wide trailer? Or want your double-wide manufactured home moved from private property to a park? Along with providing mobile homes, like Little Valley Homes, Clark Modular Homes also deals in construction services. You can ask them about excavating basements and foundations, building a garage, moving a manufactured home, setting up a mobile home, and much more.
What is the Unique Aspect of Clark Modular Homes?
The remarkable factor of dealing with Clark Modular Homes is that they have a small, but very dedicated staff. The feedback about this company says that the people here are committed to handling the difficult parts of moving, buying, or setting up a double-wide mobile home, or any other type of mobile homes.
This company has its headquarters in Mt. Pleasant, Michigan. However, it can help out with those who have a mobile home somewhere else in the state of Michigan, as well. Overall, if you are looking for a deviated modular home dealership to work with, Clark Modular Homes should be a great choice!
Whether you go for a modular or manufactured home, there is no doubt that living in the state of Michigan is a perk in itself. You may still have doubts about buying a used manufactured home, so make sure to read up on its pros and cons beforehand. You may also get a new one of your own, with one of the mobile home dealers above helping out with the purchase, setup, and so on.
If all this sounds good, start talking to these mobile home dealers today!
2 months ago
Justin Becker ·
Comments Off on The Best Manufactured Homes for Sale in Michigan
When you are looking to move to Fenton, Michigan, several housing options are open to you. With that said, a manufactured home or mobile home will always be among the most economically viable choices. With a range of mobile home communities on hand as well, this is the perfect time to check out what is available at Tyrone Woods Manufactured Home Community.
When someone is in search of a mobile or manufactured home, they usually have specific requirements in mind. With Tyrone Woods Manufactured Home Community, you get a range of prices, rents, materials, and several other factors.
Some home communities might be able to provide a custom home with all the bells and whistles that your heart desires. Others may offer one of those new luxury manufactured homes. For those on a budget, any pre-owned mobile homes or manufactured homes will do in a pinch. If you don’t have any experience in such tasks before, here are some tips on how to find used mobile homes for sale.
Other Reasons to Consider a Mobile or Manufactured Home
The economy or budget factor is certainly a monumental one when it comes to buying mobile homes or manufactured homes. Here are just a few more reasons to check out these housing options right away:
- If you already have a manufactured or mobile home in a nearby place, like Flat Rock, it is possible to bring it to Fenton without much damage; keep in mind that we will move your mobile home for free
- The mobile home communities in Fenton provide a lot of benefits to their residents, especially when it comes to Tyrone Woods Manufactured Home Community
- It is possible to upgrade a mobile home as needed by adding on extensions and other features
- Mobile homes might be easier to maintain than regular homes, especially with these manufactured home maintenance tips
No matter what kind of mobile home you end up choosing, make sure to budget and plan ahead of time. You may have to look up how much it costs to move a manufacturing home, for one. Also, find out how much time it will take, what facilities you will get with a mobile home community, and how the price compares with the other mobile homes for sale in Fenton, MI.
Manufactured Homes for Sale in Michigan
We have talked quite a bit about Tyrone Woods Manufactured Home Community up until now. This community is one of the very best mobile home communities in all of Michigan. Let’s discuss some more pros of buying a manufactured home in this community:
1. The Community is an Affordable One
Tyrone Woods Manufactured Home Community has several mobile homes for sale, as well as mobile homes for rent in Fenton, MI, at various price levels. This offers people from most walks of life the ability to afford a place to live here.
If you are on a very strict budget, a pre-owned mobile home might be the best and only option. Read on to find out what you get with buying a used manufactured home.
2. The Location is Strategic
This mobile home community is also placed at a conveniently strategic location. It is just off US-23, with only a 30 minute drive to Flint and Ann Arbor. Detroit and Lansing are two major cities that are about an hour’s drive from the community.
The location here makes for a picturesque community, too. There are rolling hills, golf courses, lakes, and many open spaces to enjoy.
3. Nearby Shopping in Fenton, Michigan
No matter what you are in the mood for or need, the options for shopping in Fenton, MI near Tyrone Woods Manufactured Home Community are very impressive. Fenton, Michigan has no less than three main shopping areas: North LeRoy, Silver Parkway, and Dibbleville. All of these provide an experience of their own.
In Dibbleville, you have a lot of clothing stores and other options to attract females. These include the Rejuv Ave Skin Spa, Gerych’s Flowers, Fenton’s Open Book, and much more.
In Silver Parkway, we have stores like Mos’Art, Walmat, Auto-Lab, Dunham’s Sports, etc. As for North Leroy, the shops here are an interesting combination of chain stores and small local businesses owned by families.
Other Kinds of Shopping
Just buying objects is not the only factor you have to consider when looking at homes for sale. When you opt for Tyrone Woods Manufactured Home Community, you also get access to a slew of entertainment options and restaurants in Fenton, MI, too.
4. Gorgeous Homes with All the Amenities
The manufactured homes at Tyrone Woods Manufactured Home Community are aesthetically pleasing all around. Whether you are looking at homes for sale or for rent, the options here have the comforts and amenities that anyone could want. Plus, the countryside scenery is lovely to look at on a daily basis.
Just a few of the amenities we can expect with this community include:
● An updated filtration system for the water
● On-site management for quick response
● Reasonable price ranges
● Events for residents’ appreciation
5. Extra High-End and Useful Features Available in Mobile Homes
The basic amenities are all very well, but what puts Tyrone Woods Manufactured Home Community over the edge is the offering of high-end features for most of their mobile homes. Let’s have a look at both the everyday and the special features for these manufactured homes now:
● Spacious living rooms
● Long-lasting fireplaces made out of stone
● Bathrooms with a spa-like experience
● Oak kitchens after renovating and repainting
● Ceiling fan
● High-speed internet connections
● Hookups for washers and dryers
● Trash compactors
Tyrone Woods Manufactured Home Community is family-owned and operated. Overall, this is one of the best communities to live in if you are moving to Michigan. If a mobile home is all you can afford, take a look at what it is like living in a double-wide mobile home.
There are several manufactured homes for sale right now in this community, and we have outlined some of the reasons why these structures will be the best for new residents. Get all the details from the property manager and see whether a mobile home here is worth moving into or not. Start your research today and you just might be getting your dream home in no time!
2 months ago
Justin Becker ·
Comments Off on How to Add Insulation to a Mobile Home
Your mobile home should have the best insulation to improve your family’s comfortability during winter. For your information, proper insulation also reduces the utility bills in your home. Some people even end up saving up to 50% in energy bills with energy-efficient insulation.
Most mobile homes set up before the HUD code came into existence have been reported to have poor insulation. The insulation in such units is 1-4-inches. Therefore, installing or adding insulation in such homes will guarantee more comfort, especially during a colder winter or hotter summer.
So, how do you install insulation to your mobile home in order to achieve ultimate energy-efficiency? Keep reading to find out.
How to Add Insulation to a Mobile Home
Insulating a mobile home can be easy if you understand the procedure. Let’s go through everything below:
Benefits of Adding Insulation to Your Mobile Home
You might wonder what benefits you will get from adding insulation to your mobile home. For your information, proper insulation presents you with benefits that you could never imagine.
As per the Department of Energy, all mobile homes developed before the Department of Housing and Urban Development codes (HUD codes for manufactured homes) have room for added insulation. You can even add insulation to modern homes if you so choose.
Let us consider theses benefits below:
Almost everyone searching for a home, let alone a mobile home, is looking for comfort for their family. They want to be comfortable in all situations, including winter and summer.
One sure thing that increases your comfort level is the addition of insulation to your mobile home. With a well-insulated home, you will have cooler summers and warmer winters, even with cold air in place, thus achieving energy-efficiency.
You will have Reduced Mobile Home Energy Bills
If you want to save energy costs, insulating your home is the way to go. This will ultimately make your home more energy-efficient. As per the Insulation Institute, you will save almost 15% on your cooling and heating with added insulation. Since most older mobile homes are poorly insulated, you stand to save more by insulating them than you would from new units, thus making them energy-efficient manufactured homes.
The R-value is the most important aspect of mobile home insulation; but what is it, and what does it involve?
The insulation‘s R–value determines its thermal resistance. The higher the value, the better the insulation will perform its function. A low value represents a lower energy–efficient insulation type.
Insulation that has a higher R-value is sold at higher prices. The insulation’s value is based on:
● Insulation thickness
● Insulation type
● Insulation density
Generally, thicker insulation presents a high-insulating value. Other factors that influence the insulation’s R-value include the location and how well the insulation is installed. We recommend that you allow a professional to do everything for maximum effectiveness.
We also recommend that you go for an R-value of 15-30 for your floor and 30-50 for the roof. The exact value should depend on the climate of your location. It will help if you seek assistance from an expert since they will better understand the best R-value for your case.
Areas Where You Must Consider Adding Insulation
There are critical areas in your mobile home that require serious insulation. Let’s consider these areas below:
Crawlspace (Mobile Home Belly)
Mobile homes are designed with a crawlspace, more commonly known as an underbelly. This area in particular becomes critical for insulation since it is where all of the plumbing lines are located.
This is the area where you will find pipes and plumbing units that deliver water to and from your home. If you let the pipes freeze during winter, they could burst. This translates into water damage and additional costs due to wasted water, cleanup, and pipe replacements. Learn more on how to unfreeze mobile home pipes here.
It is, therefore, important that you add insulation to your mobile home to improve the condition of your home’s underbelly and to achieve the ultimate in energy-efficiency.
Your Mobile Home Roof
Without question, the roof is among the most critical areas that require insulation. As most know, heated air will always rise. As this air rises, it can easily escape your home (air leakage) if you don’t have proper insulation, thus lowering the energy-efficiency of your space.
Having poor insulation in the roof will certainly translate into higher utility costs. This can be attributed to the HVAC appliances working harder and longer to keep your home comfortable.
Since the roof is spacious with various building materials, it can be challenging to insulate it properly. The first step to insulating your roof will be adding a ceiling to your mobile home if it doesn’t have one. Luckily, most mobile homes come with ceilings.
You can then proceed by blowing insulation into the ceiling. We recommend employing the spray foam insulation or injection foam method to limit convection and conduction. The drill and plug method can also help you access the attic or ceiling with ease.
Blowing insulation into your mobile home’s attic could also be a good idea. While it is initially cheaper to do everything yourself, you will achieve better results by hiring a professional, thus more savings.
Insulating the Mobile Home Walls
After handling the roof, you can now focus on the walls. Remember, walls make up a lot of a mobile home.
Luckily, most mobile homes are already designed with insulation. However, the insulation is typically thin and has low R-values. For this reason, among others, you should consider adding insulation to the walls.
Since you have to get into the walls to manage the insulation, the task is very difficult. We recommend using the blow insulation or stuffing technique to insulate effectively in these areas. This presents a minimally invasive technique with exemplary results.
Windows and Doors of Your Home
These are among the most ignored areas in a mobile home insulation project. For your information, there are no specific window or door insulation types for manufactured homes. However, you can still implement measures to avoid drafty doors and windows. Such measures guarantee heat gain and heat loss, thus, keeping the utility costs low.
It is additionally important to inspect weather stripping and caulking around windows and doors. We also recommend replacing old windows and doors, and make sure that you install energy-efficient options. For this, consider windows with insulated vinyl frames. They will eliminate the need to employ storm windows. Apart from improving the interior and exterior of your manufactured home, energy-efficient options also reduce energy consumption.
Procedure of Insulating Under Your Mobile Home
If there is one area exposed to harsh elements, it is, without question, the underbelly of your mobile home. Insulating this area will undoubtedly improve the inside conditions of your home. In most cases, mobile home manufacturers insulate the units in the factory before the homes are installed.
With that said, if the insulation becomes damaged, you can add new. If that is the case, below are steps to follow:
- Have a vapor barrier or air barrier on the surface below the mobile home before you start insulating. Here, we recommend using 6-mil polyethylene plastic sheeting. The purpose of the barrier is to restrict ground moisture from getting to the insulation. It also makes the surface more comfortable.
- Pry off the barrier under the mobile home with a flat-head screwdriver. The intent here is to remove staples. You should also remove screws using a Phillips screwdriver. Use a pry bar to get rid of nails. One side of your barrier should be attached to the underbelly’s rim joist.
- Use foam wrap insulation to cover water pipes. You also need to secure the pipes tightly against the mobile home’s underbelly.
- This is the time to inspect the seams between the joists and the floor. You should also inspect all the sections where wires and pipes go through the floor. If there are gaps, seal them with silicone caulk.
- Fill all cavities between joists using fiberglass batt insulation. You can employ paper-backed insulation, too, if you so choose. Just remember to have the paper facing the ground. Use a staple gun to staple the paper to the joists. This will hold them tightly in place.
- Use polyurethane foam insulation to fill any difficult to reach or small areas. Take necessary safety measures while applying foam insulation.
- Attach the road barrier back with the fasteners that were in place when you removed it. Make sure the barrier is in the best condition. You should also secure it properly to prevent cases of sagging.
Insulation Types to Consider for Your Mobile Home
Consider the following insulation types for your mobile home:
Roll or Blanket Insulation
This type of insulation is available in natural fiber and other natural materials, like plastic, wool, and fiberglass varieties. Thanks to its availability in major stores and ease of installation, you will like this insulation type. We recommend using it in places like the mobile home’s underpinning or attics.
Just unroll the insulation and secure it into a certain area to apply it. Many people like roll insulation since it is easy to install.
This is one of the most popular insulation materials you will ever find. Fiberglass insulation is commonly used in both commercial and residential projects. For your information, it is a fire retardant that can last for almost 100 years.
With that said, damages might occur after 15-20 years. When this happens, you should implement replacements immediately. You can get fiberglass insulation in styles of blown-in, batting, board, and rolls form. With fiberglass, you can easily make it a DIY project.
If installing yourself, we recommend either using blown fiberglass or batt insulation. We ultimately prefer blown fiberglass since it offers effective energy-efficient materials.
Rigid Foam Boards
If you are looking for very affordable insulation, foam insulation is the perfect solution for you. This insulation is also recommended for DIY jobs. With that said, it is rigid, thus, presenting some challenges in offering excellent insulation.
The advantage of this insulation is that you can either employ it to insulate full mobile home sections or just to patch holes in existing insulation. Rigid foam boards are developed from polystyrene or polyurethane, and we do not recommend it for mobile home ceilings and floors.
Rigid foam board is designed from:
● MEPS (Molded expanded polystyrene)
● EPS (Expanded polystyrene)
● Polyurethane sprayed/foam sprayed insulation (spray insulation)
● Foamed-in-place polyurethane insulation
● XPS (Extruded polystyrene)
Blow–In or Loose–Fill Insulation
This is sometimes called loose-fill insulation. It requires a high level of professionalism and top-level equipment to install the loose-fill, such as an insulation blower.
The first step here involves cutting a hole through the floor or ceiling that you intend to apply the insulation. You can then use a specialized compressor for pushing the insulation into that area. The insulation materials in such a case include wool or cellulose.
This insulation is very practical and is perfect for areas having oddly shaped spaces. However, the insulation is expensive, especially for starters.
Finally, there are beads, an insulation type that is affordable and easy to install. They are developed from polystyrene, and we highly recommend them for patching purposes.
What is more interesting is that these insulations are water-resistant. With that said, they present a lower R-value compared to other options.
Featured Image Credit: Brett & Sue Coulstock/Flickr under Creative Commons Attribution 3.0 Unported Licence
2 months ago
Justin Becker ·
Comments Off on How Long Does it Take to Build a Manufactured Home?
One reason manufactured homes are becoming popular is that they have a faster construction speed than site-built homes. If you have ever built a site-built home, you understand that it can take you up to a year or two to complete.
A manufactured home, on the other hand, can take just a few weeks to complete. The bulk of the work is spent on designing and developing the home in the factory. After modular homes are built off-site, they are then set up on a selected lot within days.
So, exactly how long does it take to construct a manufactured home from pre-construction to handover? Keep reading to find out.
How Long Does It Take to Build a Manufactured Home?
If you are wondering how long it takes to develop what is manufactured housing, you are in the right place. Let’s give you a comprehensive guide on how long each step takes:
Selecting Your Prefered Features in a Manufactured Home
There is no timeline for the time you can take to select modular home–related features. However, you should not spend a lot of time if you want to have a home for your family as soon as possible.
Here, the first step should be finding a worthy homesite to establish your modular home. You need to go through the government and zoning restrictions related to manufactured homes, unless you select to live in a manufactured home community. It is also important to conduct soil analysis and property surveys, which should be done by hired professionals.
Please note that buying private land is more expensive than paying mobile home park lot rent, so weigh your options carefully before committing..
The next step would be selecting a competent manufactured home builder. Most mobile home dealers in Michigan assist with lot selection and preparation. They will also typically inspect your home to ensure it is in the right construction condition. This is also the time to select your floor plan and the modular home model you wish to have. The manufacturer can help you a lot here, especially with customization options.
You can also make arrangements on how to finance a manufactured home at this time. Manufactured homes qualify for financing options available to site-built homes, but only if they are permanently fixed to private land. This means that you can easily get a construction loan. However, if the mobile home is located within a manufactured home community, you will want to look into chattel financing options.
Mobile Home Manufacturers Worth Approaching
Whether you like it or not, the type of manufactured home builder you select will determine the quality of your manufactured home. Therefore, it is important that you settle on a manufacturer with long-term experience in developing quality homes.
Let’s consider some of the most reputable manufacturers worth your money:
Champion Home Builders
This company has been in the mobile home manufacturing business since 1953. They develop a wide range of home types across a wide network of retailers.
Champion Home Builders is reputable for building modular homes and manufactured homes in a climate controlled environment before installation. You would get a variety of floor plans to choose from if you were to purchase a modular home. They also, based on your location, offer both single-wide and double-wide manufactured homes.
Before you buy a modular home from them, you can do a mobile home virtual tour of the available floor plans. Even though the homes are developed on assembly lines, you can still get customizations that fit your budget and style.
All are energy-efficient manufactured homes with built-in entertainment centers, a fireplace, a radiant spa bath, and more.
This is the best manufacturer if you are looking for custom options. Here, you will have a catalog of options to select from, ranging from cabinet finishes to siding color.
The varieties developed by this manufacturer include the Mojave HUD series, Nevada HUD series, and Sahara State Code series. For instance, the Nevada series boasts 10-floor plan options. Due to having excellent manufacturing practices, Adventure Homes got the MHI Interior Design award in 2021.
Other local builders worth noting include Clayton Homes and Palm Harbor Homes. For your information, Palm Harbor Homes is the leader of manufactured and modular home development in the U.S.
Manufactured Home Building Process
After identifying your requirements, it is now time for the construction process to begin. This step will take between two days to five weeks, in most cases.
The first step here involves constructing the manufactured home’s deck, floor, or frame on a horizontal bed with joists or steel beams. Generally speaking, joists are at least 16 feet long. On the other hand, beams are located at 2 and 14-feet, rather than at the unit’s perimeter.
Next, the manufacturer installs plumbing, electrical lines, and HVAC ductwork via the joists and batt. The spray insulation is also put between the members. This is also the time for installing laminate tile, subflooring, or hardwood finished flooring. The water heater and furnace are also set in their rightful place.
The manufacturer usually assembles the exterior and interior walls in separate areas. Exterior walls are normally developed on flat surfaces with 2×6 or 2×4 wood studs. The wood is put on 16-inch centers, with conventional bottom and top plates, exterior sheathing, and door and window headers.
Walls are lifted using a crane and then nailed to the joists. They are also secured using metal hurricane straps. At this point, the interior drywall and insulation are included. For your information, non-load bearing interior walls, designed and assembled in another location, employ 2×3 studs put on 24-inch centers.
When it comes to the roof, the manufacturer assembles it using trusses that are 24-inches on the exterior sheathing and center. This is the time to attach and paint interior ceiling drywall. Manufacturers will also incorporate moisture barriers and blow insulation into the cavity. The manufacturer will then add siding and house wrap on exterior walls. They will also install doors and windows and add asphalt or tile roofing.
Finally, they will mount plumbing fixtures, TV/phone jacks, appliances, and lighting fixtures. If needed, interior molding is done and carpets are installed, too.
Lot Preparation in Readiness for Installation
Site preparation can take several days to a few months. The preparation of the building site to be ready for a modular home involves several things, including final inspection of the foundation, actual preparation of the building site, and acquiring building permits.
You should ensure that the lot is leveled and well cleared. It is also important that you account for proper drainage. Ensure that the foundation of your manufactured home is installed well and that it meets all the building standards. All the required utilities should be made available on-site, too.
Delivery and Home Installation
This is a critical step that takes between 3–4 weeks to complete. This period might appear long, but it is very short compared to what it takes for a traditional home.
Understanding the delivery and home installation process is important since it helps you to eliminate extra expenses and delays. Let’s consider delivery and home installation below:
Delivery to the Manufactured Home Site
Some manufacturers include the delivery and installation cost in the price of purchasing a modular home. However, others sell manufactured units without including the delivery costs in the total buying price. In such a case, you, as the home purchaser, become responsible for any costs pertaining to the delivery to the site.
You can accomplish delivery and installation effortlessly if you link up and work with the retailer or manufacturer. Some manufacturers have the delivery method in place that they will charge you for using. Others, however, may link you with a transport company to help you with the delivery.
All manufactured home transporters must comply with the requirements and laws of the states they operate in. They also must be licensed and regulated by the U.S. Department of Transportation.
Before a transport company delivers a home to the site, they do route planning. The route they decide to use might be very different from what you normally use while driving. In most cases, they consider road construction, traffic congestion, overpass clearance, and lane width.
For the delivery company to know where to place the home upon arrival, we recommend that you place corner stakes accordingly. Otherwise, you may be forced to spend more on a local trucker for locating the home.
It is recommended that both the manufacturer representative or dealer and the buyer are present during delivery to inspect any damaged or missing parts. Any damaged or missing parts must be reported immediately.
Manufactured Home Installation
After delivery, you should contact set-up companies to do the installation for you. In most cases, these companies are contracted by retailers. We recommend that you go for a set-up company specializing in site building. Before installation happens, ensure that the site is well prepared to meet the appearance and quality of your home.
Manufacturers provide the set-up instructions to the installer. Then, the federal standards and statutes approve such instructions. The guidelines also need to comply with the requirements of local and state jurisdictions.
The building materials employed by the installer should be approved by the respective state housing agencies and comply with the manufacturer’s listing.
The Final Verdict
As we have seen, the time it takes to develop a manufactured home ranges from a few weeks to a few months. The steps involved in building a manufactured home include selecting a piece of land, the actual home building process in the factory, lot preparation, delivery, and home preparation.
Without question, developing a manufactured home takes less time than building a site-built home. Just ensure that you approach a reliable and competent manufacturer. Most manufacturers will help you throughout the building process, including acquiring building permits, delivery, and installation.
We hope that your new residence is delivered and installed within the shortest time possible.