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    Where Are the Most Affordable Areas to Live in Genesee County

    1 month ago · ·Comments Off on Where Are the Most Affordable Areas to Live in Genesee County

    Where Are the Most Affordable Areas to Live in Genesee County

    Moving to a new area will always involve some research. Moreover, it is no secret that you are looking for the best deal. The truth is, in any county, there are some parts that are more affordable than others. So, what does this mean for your big move? Well, since you have narrowed down your search to Genesee County, now it is time to find out which areas are the most affordable. Thus, to better assist you, we have done the work for you. Here are the most affordable areas to live in Genesee County.


    The number one area to start looking for your forever home is the city of Fenton or Fenton Township. This inexpensive part of the county is actually responsible for the big uptick in manufactured homes in Michigan. As a result, you will find amazing mobile home communities there. Mobile home communities are a great way to get the best of both worlds, the flexibility/affordability that comes from renting, and the homeownership/communal amenities that come with purchasing a home. Even if you would prefer to rent a manufactured residence, you can do so in this part of Genesee County.


    The second most affordable spot in the county is Flint, Michigan. As you are probably aware, Flint has had its share of setbacks over the last couple of years, but there has been a real initiative to improve the area and address the ongoing problems. That said, you can find affordable housing throughout most of Flint. Of course, if you prefer to put down roots in a city or area that is more focused on expansion and other forms of urban planning, then the good news is that there are places like Fenton, Burton, and Clio right next door.


    Yet another inexpensive place to live in Genesee County is the city of Burton. This city is pretty much a medium-sized community with under 30,000 people. Here you will find a quiet, mixed workforce and an overall welcoming vibe. You can expect to find apartment homes, manufactured residences, and single-family houses available in terms of housing. Burton is a good place for empty nesters, retirees, and hardworking individuals. Nevertheless, if you are looking for something a little more fast paced or less rural, then you may want to consider your other affordable options.


    Number four on our list of inexpensive places to live in Genesee is the small town of Clio. This awesome little area of Genesee County offers its residents one of the lowest costs of living in Michigan. Consequently, you can expect to find affordable apartments, townhouses, manufactured homes, and more. Overall, Clio is a great place for retirees and empty nesters. The truth is though Clio has decent schools, there are other learning institutions outside of Clio that offer a more well-rounded education and focus on college prep.

    Mount Morris

    Mount Morris, MI, is also an inexpensive place you can call home. Here you will find that the cost of living is extremely low, which means you definitely will have some money left over after paying rent or the mortgage each month. Another reason that Mount Morris makes a suitable place to put down roots is because it offers above-average amenities, especially in their mobile or manufactured home communities. Overall, the city is a quiet, rural town that may not be for everyone.


    Linden is also a great place to consider when looking for affordable housing. Not only does the city have a lower cost of living, but it also has reasonably priced everyday conveniences. Though Linden is one of the more expensive areas in comparison to places like Clio and Mount Morris, you do have more of a suburban vibe here. Plus, the homes here have a higher resale value. Furthermore, Liden has highly ranked schools and more affordable medical/health services available. All in All, this city feels like a small town with a healthy mix of people from different backgrounds. Thus, if you are looking for a family-friendly area in Genesee County that is somewhat inexpensive, then Liden may be worth considering.


    Alternatively, places like Goodrich have a higher cost of living than the cities mentioned above. Mainly this is due to its significant number of assisted living or 55 plus communities here. That said, you will probably still be able to find top-notch housing in this area. Obviously, the caveat here is that these first-rate rentals and homes cost more and offer less in the way of amenities. Thus, if you are working with a strict budget or a fixed income, you will need to crunch some numbers first to see if this area truly works for you.


    Likewise, the city of Davison is another affordable suburban area that offers ample housing for empty nesters and retirees. What’s more, in Davis, you can find fairly cheap apartments and manufactured homes for rent. If you are looking for inexpensive homes for sale or manufactured residences you can purchase in the city, you will have to do a little digging to find the perfect home, but it is possible. In general, Davidson is a suburb of Flint; therefore, a lot of conveniences and health services are located just outside the city limits.


    This city is probably one of the smaller towns in Genesee County, with only 1,000 or so people. But, with such a close-knit community comes a low crime rate, decent public schools, and fairly cheap housing. Here, you will find a mix of suburban and rural living, which makes Otisville a good place to raise a family. Ultimately, here the biggest drawback is the commute for work and everyday conveniences you will likely have. So, if you do not mind a longer drive, then Otisville is worth considering.

    Grand Blanc

    Lastly, Grand Blanc is another area of Genesee County that you can expect to find relatively affordable housing for rent and for sale. Nevertheless, since Grand Blanc is more of a city, you can expect more of an urban feel, with contemporary apartments and mobile homes that are a tad bit pricey. To make up for that price increase, you can expect to find quality amenities, above average schools, and a low rate of crime. The only real downside to living in this reasonable price area of Genesee County is that available employment opportunities are few and far between.

    Best Choice

    As you can see, you have some options when it comes to affordable areas in Genesee County. Obviously, where you would prefer to live, what you can afford to rent or buy, and what location is more convenient matters most, but, if you are in need of some guidance still, then you should definitely consider Fenton or Fenton Township. This area offers the most in the way of amenities, employment opportunities, low crime rates, and affordable housing. Plus, if you are looking to rent or buy a mobile/manufactured residence, then this city is for you.

    Final Note

    At the end of the day, Genesee County is a fairly inexpensive place to put down roots. As you can see from the many cities listed above, there is no shortage of amenable housing. Thus, if you would like to learn more about the cities mentioned above or would like additional information on available housing in any particular city, then you absolutely should contact an expert team member at Tyrone Woods Manufactured Home Community for further assistance today.

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    The Costs Of Owning A Manufactured Home vs Renting One

    2 months ago · ·Comments Off on The Costs Of Owning A Manufactured Home vs Renting One

    The Costs Of Owning A Manufactured Home vs Renting One

    There is no denying that buying a manufactured home is the more affordable housing option these days, especially if you are looking for top-notch communal amenities and a possible path to homeownership. That said, there is still an ongoing debate as to whether one should buy or rent a manufactured home. Yet, the truth is only you can decide for yourself which is the better option overall. Nevertheless, if you are comparing the total cost of ownership for a manufactured home versus renting a mobile residence, then you are probably wondering if the old adage is true—renting a mobile home is more affordable and cost-effective in the long run. Well, the good news is you have come to the right place. Here is a quick overview of the costs associated with owning and renting a manufactured home.

    Monthly Costs

    In general, living in a mobile home comes with monthly costs and expenses. For instance, regardless of whether you are renting or you have purchased a manufactured home, you always need to pay for things like utilities, trash removal, heat, air, and so on. As a result, when comparing the cost associated with owning and the cost associated with renting, there is really no difference. Typically, most people either rent a mobile home in a mobile home community/park, or they purchased one within the park/community. Consequently, the monthly expenses are the same.

    If you have purchased a manufactured home and are currently leasing land or a lot in a manufactured home community, then you are likely paying a lot rent. However, lot rent, in most cases, is only a few hundred dollars a month. Moreover, when you combine the cost of lot rent with monthly mortgage payments as low as $250 a month, then you are still probably paying about the same as a mobile home renter or tenant. In contrast, renting a manufactured residence in a mobile home park means your rent is high enough to cover or include the cost of lot rent.

    Maintenance & Upkeep

    In terms of maintenance and upkeep, things do get a little tricky. Again, if you have purchased a manufactured residence and live within a mobile home park, then there are certain maintenance matters that you will not be expected to handle, like say, mowing the lawn. That said, any issues with your actual mobile home, you can pretty much expect to be responsible for as the homeowner.

    If you are renting a manufactured residence, on the other hand, then you also have certain property maintenance that is handled by the mobile home community management team and staff. However, any necessary repairs or major appliances needing to be replaced are likely the responsibility of your landlord/the owner of the mobile home you are renting, unless you have agreed otherwise.

    Mortgage vs. Rent

    Where you will notice a significant difference is when you look at the costs associated with having a mortgage and those related to monthly rent payments. Today’s mobile homes are fairly affordable. Consequently, you do not need lender funding or financing if you have the money on hand.

    That said, if you do need to finance your mobile residence, the good news is that you will not need as large a mortgage as you would if you were considering or trying to purchase a traditionally built home. In fact, monthly mortgage payments for manufactured residences are fairly small/if not almost nominal. As briefly mentioned, some mobile homeowners pay less than $500 a month for their mortgage. Of course, in order to have such an affordable mortgage, the homeowner likely put down a fairly large down payment. Even if this is the case in your situation, mobile home mortgages are for shorter terms and therefore are less of a financial burden or obligation. Obviously, with financing, you will have to account for various fees, appraisal costs, credit checks, homeowner insurance, taxes, and so on, but generally, you can roll any expenses associated with your mortgage into the amount of funding you are requesting,

    Alternatively, when you are renting a manufactured home, you have your standard expenses and fees that come from renting housing. For example, you can expect to likely have to pay first and last months’ rent, a security deposit, an application fee, a pet deposit (if you have pets), renters insurance, and even possible parking fees. After you have paid all these upfront costs; then, you need to pay your monthly rent. Here, if you are late on your rent payments, then there are reasonable fees associated with late payment.

    Cost Over Time

    When looking at the two scenarios over time, it becomes very clear that you will likely be spending more money when you rent. As briefly touched upon, a fixed mortgage rate for less than 30 years will not increase or change, whereas rent tends to go up every year. In addition to possible increases in required payments, renters typically do not get homeowner tax breaks or benefits. Moreover, as time passes, the mobile homeowner is likely to get some form of home equity and is working towards actual ownership. This greatly affects the cost of owning a manufactured home overtime because when it is all said and done, you can sell your mobile home and recoup a good portion of the money you put into it.

    In contrast, the person renting a manufactured home is not building or accumulating any sort of home equity. Furthermore, he or she is also not going to be able to recoup any possible monies they have invested in maintaining or improving their mobile home. Ultimately, because of these differences, if you will, in the long run, purchasing a mobile residence is the more cost-effective option.

    Equity vs. Flexibility

    As briefly mentioned, when you purchase a manufactured home, there is an opportunity to accumulate equity. If you bought the land that your mobile home is affixed to or sits on, then your home is actually appreciating in value as time passes. Be that as it may, one of the downsides to owning a home here is the lack of flexibility. In other words, the person that is renting a mobile home can wake up one morning and decide they essentially want to live somewhere else. In this instance, the renter or tenant may have to pay a nominal fee for breaking their lease, and then they can essentially drive off into the sunset. On the other hand, the mobile homeowner is going to have to list their property for sale, possibly hire a real estate agent to help, and do a variety of other things that may cut into their bottom line.

    The Clear Winner

    At the end of the day, these are just a few ways in which the cost associated with owning a manufactured home does not outweigh the overall benefit. That said, though renting may not have the same long-term financial benefits, sometimes the monthly costs or down payment is simply too much, and therefore renting appears to be the better option.

    Ultimately, if you are looking for a clear winner here, it is probably still better to purchase and own a mobile home. Of course, only you can determine if the costs associated with mobile homeownership are in your budget. Nevertheless, homeownership of any kind still appears to be the better option when you compare the two.

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