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    Top Ice Cream Places in Fenton, MI

    2 weeks ago · · 0 comments

    Top Ice Cream Places in Fenton, MI

    Do you love ice cream, and would you like to find a reliable place to get it in Fenton, MI? Well, you are in luck!

    Fenton has some of the best restaurants and joints where you can comfortably buy ice cream.

    Furthermore, there are delivery services in place to ensure that you get your favorite ice cream right in the comfort of your own home in Fenton, MI.

    ice cream cones

    Here are some of the top ice cream locations in Fenton, MI:

    Ice Cream Places in Fenton, MI

    The best way to have fun with your family, or treat yourself after a long tiring day, is to grab some ice cream.

    This cold treat is always welcome, no matter if it’s during winter or summer.

    Below are some of the reputable places that you can buy ice cream in Fenton, MI:

    Uncle Ray’s Dairyland – Fenton, MI

    Uncle Ray’s Dairyland is among the best ice cream and dessert destinations on Leroy St, Fenton, MI. Here, you’ll get something special every time you visit.

    Children enjoying with ice cream

    At Uncle Ray’s Dairyland, every ice cream is homemade with special flavors that offer you an unforgettable experience.

    There are several flavors to choose from, including raspberry frozen yogurt and chocolate classics.

    A special outdoor seating area allows you to enjoy your ice cream in an open space. They even allow you to bring your dog along.

    After enjoying your ice cream, you can even continue to play mini-golf and have some extra fun. Just check their menu for exciting offers.

    Scoop of Fenton

    If you ever find yourself near Leroy St, Fenton, MI, this is the place to be for a great ice cream treat.

    Online reviews show that many customers trust the services offered at this restaurant.

    The Scoop of Fenton, MI

    The Scoop of Fenton has several flavors that will make you keep coming back to try again and again.

    An attractive happy girl eating a tasty ice-cream cone during her vacation

    Most customers love the fact that they can mix and match their scoops freely. They also make delicious milkshakes that many repeat customers prefer.

    Some of the most popular flavors here include Hershey’s Scoops and Pumpkin Pie Shake.

    Customers who visit have fallen in love with how friendly the management is and how everyone goes out of their way to make them feel comfortable.

    couple eating ice cream

    The place is also beautifully designed, and you’ll find an outdoor garden, where you can enjoy your ice cream in an open space. Just check the online reviews and see for yourself.

    Pumphouse Custard – Fenton, MI

    Fenton, MI has at least something for every custard fan. It isn’t as easy these days to find reputable custard treats like before.

    This makes Pumphouse Custard in Fenton, MI stand out, since it has dedicated itself to offering delicious treats. They also offer several flavors for you to select from.

    Pumphouse Custard

    The most common flavors here include Deep Dark Chocolate and Fruity Pebbles. They also offer others, including Butter Pecan, Honey Cinnamon and Cookies & Cream.

    You’ll also encounter alternatives, such as milkshakes and creamy cold sandwiches. If you are sensitive to any of these offers, there are gluten-free options for you as well.

    kid enjoying ice cream

    At Pumphouse Custard in Fenton, MI, there is almost everything for everyone. Reviews online show that Pumphouse has some of the best flavors in all of Fenton.

    Ice Cream Garage – Fenton, MI

    The Ice Cream Garage is known for offering excellent services, delicious flavors, and great portions.

    Apart from their great ice cream, you’ll also be offered a great coffee flavor.

    Ice Cream Garage

    If you have children, there is no denying that they’ll love the ice cream experience here.

    You’ll also get fun alternatives, such as sweet nachos. Before buying here, check out the online reviews.

    Dairy Queen Grill & Chill – Fenton, MI

    Online reviews show that the Dairy Queen Grill & Chill is among the best ice cream destinations in Fenton, MI.

    Many customers have expressed their satisfaction with the services offered in this restaurant. The services are also quick and professional.

    Delicious strawberry ice cream in a bowl.

    Different flavors of ice cream are available to meet the needs of every customer. If you find yourself in Fenton, MI, this is one place that you should visit.

    Kims Cones – Fenton, MI

    Online reviews show that this is one of the most reputable places for kids. The restaurant is located at 411 S Leroy St, Fenton, MI 48430.

    Kims Cones is known for offering a variety of ice cream flavors. You can even request a takeout.

    Kims Cones

    There is also a spacious parking space. The place is also designed to be wheelchair accessible.

    Conclusion

    If you find yourself in Fenton, MI, and are craving ice cream, there are several places where you can get great offers. These places offer a variety of quality ice cream, and provide everything, at an affordable price.

    You can pick up at any of the restaurants that we have suggested above and not be disappointed. It may also help if you check the online reviews of each restaurant before selecting a place to purchase your ice cream at.

    Reviews show whether a restaurant offers quality services at an affordable price, or not. We hope you get what you’re looking for.

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    How to Finance a Manufactured Home

    3 weeks ago · · 0 comments

    How to Finance a Manufactured Home

    Financing a mobile home can be challenging for anyone looking to be a homeowner. Since manufactured homes aren’t considered as real estate assets, mortgages aren’t as plentiful as standard home mortgages.

    With that said, they are available from several sources, and government-backed loan programs can make it easier to qualify and keep costs low.

    Even though the term “mobile homes” is still widely used, these single, double and triple-wide prefabricated homes are now referred to as manufactured homes.

    An estimated 20 million Americans live in mobile homes, according to the Manufactured Housing Institute. Such statistics show you just how popular manufactured housing is in the United States.

    How to Finance a Manufactured Home

    Buying a mobile home requires a different approach; it’s not the same as traditional homes. You need to do your due diligence if you are going to get your dream home.

    Before you consider financing the mobile home, you need to decide whether a piece of land is part of your plan.

    Finance a Manufactured Home

    Buying land can help you widen your financial options. For example, a lender will be more willing to offer you a loan if they establish you have land.

    As such, they are aware you are unlikely to move any time soon. Besides, if the house is attached to the land, your home will be considered a real estate asset.

    Should I Buy a Manufactured Home?

    The average national price of a new manufactured home is $81,700, while the average national cost of a new site-built home sold in February 2020 was $403,800, according to the U.S. Census Bureau.

    However, the price of a mobile or manufactured home varies depending on whether it’s a single-wide (about $54,000 for a new one), double-wide (about $104,000 new), or triple-wide ($150,000 and up).

    Whether you’re purchasing mobile or modular homes, deciding how you want to finance it should be a top priority.

    Mobile homes are typically less expensive than site-built homes. However, even though it’s cheaper, it’s not entirely affordable upfront.

    This article will help break down the steps of how you can finance your mobile home.

    Government Loan Programs

    As discussed earlier, governmentbacked mortgages can make borrowing for a mobile home not only easier to qualify, but more affordable.

    With that said, not all manufactured homes qualify. Government-backed mortgages tend to have the lowest rates.

    If you qualify for government-backed mortgages, you can borrow from mortgage lenders who get a repayment guarantee from the U.S. government.

    If you don’t repay the loan, the government will step in and pay the lender.

    FHA Loans

    FHA mortgages are offered through the Federal Housing Administration.

    Often, such mortgages feature low down payments, fixed rates, and consumer-friendly rules.

    For a home to qualify for FHA mortgages, it needs to meet specific criteria:

    • The home must be built after June 15, 1976
    • The home must be permanently fixed to a foundation that is built to FHA standards
    • The home must have a minimum size of 400 square feet to be financed
    • The lot must be designated or approved
    • Each home section must have the HUD Label (red Certification Label) attached
    • The home must meet the Model Manufactured Home Installation Standards
    • The home must be the borrower’s primary residence

    There are two types of FHA mortgages:

    1.     FHA Title I Loans

    2.     FHA Title II Loans

    Title I Loans

    Title I loans are personal property mortgages used for financing homes that will be placed on a rental site.

    Title I mortgage can also be used for manufactured home and land financing.

    Title I mortgage has loan term limits for borrowers, as outlined below:

    Maximum Loan Amount:

    ●      Manufactured home only: $69,678
    ●      Manufactured home lot: $23,226
    ●      Manufactured home and lot: $92,904

    Maximum Loan Term:

    ●      Manufactured home: 20 years
    ●      Single-wide manufactured home and lot: 20 years
    ●      Manufactured home lot: 15 years
    ●      Multi-unit manufactured home and lot: 25 years

    Suppose you’re planning to place the home on a rental site. Required down payments can be as low as 5%, but that requirement can vary from lender to lender, depending on your credit score.

    Title II Loans

    These are real estate loans used for financing a mobile home with land.

    You can apply for it only if you are planning to purchase the land and home together.

    These loans allow users to make a downpayment of as little as 3.5%. You’ll pay an up-front mortgage insurance premium, however, as well as ongoing mortgage insurance with each monthly payment.

    If you are looking to apply for FHA Title II loans, it’s important to note that you’ll need a decent credit score to qualify for an FHA loan, but your credit doesn’t have to be perfect, and the loan term can be as long as 30 years.

    Title II loans are real estate loans, so you’ll have to purchase the land and the home together, and the home must be permanently installed on an approved foundation system.

    Department of Veterans Affairs (VA) Loans

    If you belong to the military community, you may qualify for a loan insured by the Department of Veterans Affairs.

    VA loans are particularly appealing because they allow you to buy with no money down and no monthly mortgage insurance, assuming that the lender agrees and you meet credit and income requirements.

    However, with no down payment, you’re likely to have higher monthly payments, and you’ll pay more in interest over the term.

    Criteria for Qualifying for VA Mortgages

    To get a VA loan, you need to meet the following requirements:

    • The home must be attached to a permanent foundation
    • You must buy the home together with the land it sits on, and you must title the home as real property
    • The home must be a primary residence, not a second home or an investment property
    • The home must meet the HUD Code (administered by the S. Department of Housing and Urban Development) and have the HUD Labels attached.

    Chattel Loans

    Chattel loans are often used for mobile homes going into a park or manufactured home community.

    In other words, they can be used to buy homes only, unlike other mortgages for houses and land together.

    This type of personal property loan can be used to finance expensive vehicles like planes, boats, manufactured houses, or farm equipment, where the property guarantees the loan.

    Such mortgages can be available when you already own the land and finance the home.

    The best thing about chattel mortgages is that it is typically faster and less involved than closing on a standard mortgage loan.

    Advantages of Chattel Mortgage

    Let’s look at some of the most significant advantages of taking out a chattel loan:

    • Chattel mortgages typically come with shorter loan terms than with a traditional or conventional mortgage
    • Chattel mortgages usually have lower processing fees
    • Repayments can be fixed-rate or structured to a borrower’s monthly cash flow
    • The interest on the loan is tax-deductible

    Disadvantages of Chattel Mortgage

    Here are some drawbacks to taking out a chattel mortgage:

    • Chattel mortgage lenders typically charge higher rates than what you’d receive on a traditional mortgage
    • The borrower can lose their property to the lender if they fail to make payments

    Personal Loans

    Manufactured/mobile homes are generally less expensive than stick-built homes; as such, you can finance them with a personal loan.

    A personal loan is an amount of money you can borrow to use for a variety of purposes.

    Personal mortgages can be offered by banks, credit unions, or online lenders. The money you borrow must be repaid over time, typically with interest.

    The interest you pay is expressed as an annual percentage rate (APR).

    The average APR on a personal loan is 9.41%, as of June 2019, but it can range from 6% to 36% depending on your creditworthiness, which includes an examination of your income, debts, and credit score.

    What You Need to Know About Personal Loans

    • A personal loan can be used for almost any reason, from debt consolidation to unexpected doctor bills to taking a vacation
    • Most personal mortgages do not require collateral, which makes them unsecured mortgages
    • Personal mortgages must be paid back over a set term, usually two to five years
    • The best personal mortgages will depend a lot on your creditworthiness and why you need the loan

    Fannie Mae

    You can get a manufactured home loan under the Fannie Mae MH Advantage Program, as long as the title includes both the home and the land it’s on.

    It’s essential to note that the home must qualify as real property.

    To qualify for this type of mortgage, you need to meet certain conditions, including installing the home with a driveway, and a sidewalk that connects the driveway, carport or detached garage.

    The home must also meet particular construction and safety standards, architectural design and energy-efficiency standards, similar to site-built homes.

    Such a mortgage requires a down payment as low as three percent, with a 30-year financing term.

    This type of mortgage has lower interest rates compared to most traditional mortgages for manufactured homes.

    Freddie Mac

    You may also be able to secure a loan with the Freddie Mac Program. However, the home must be considered real property.

    Qualified borrowers may be able to choose between fixed-rate mortgages (15, 20 and 30 years) and 7/1 or 10/1 adjustable-rate mortgages.

    You may be able to secure a loan with as little as three percent down.

    What You Need to Know When Looking for Mobile Home Financing

    Financing a manufactured home can be overwhelming if you are a new buyer, but with a bit of help, you’ll be able to get it. Here are a few tips to use.

    Check Your Credit Limits

    Most financial institutions will use your credit score to decide whether to award you the loan or decline your application.

    Clean credit histories and solid credit scores make it easier to secure mortgages, and receive better rates and terms, from lenders.

    Suppose you find out something that is not adding up with your credit history. In that case, you can file a complaint to dispute them, with the appropriate credit bureau (Experian, TransUnion or Equifax).

    Figure out the Specifics of the Home that you Want to Purchase

    The specifics of your home will affect the type of mortgage you can qualify to receive.

    For example, if you want to buy a double-wide manufactured home that costs $100,000 or more, you won’t be eligible for an FHA loan.

    As you figure out the specifics of your home, always keep in mind the mortgage you are after.

    Are You Buying Land in Addition to the Mobile Home?

    Some mortgage criteria are specific about what it can cover; for example, the chattel mortgages can only be used to finance the home, not the land.

    If your home has had the axle and wheels removed, it’s less likely that you’ll pick up and move. This may make more lending institutions open to financing a mobile home.

    Compare Interest Rates

    Lenders have different interest rates; as such, you should compare and pick one that is more affordable.

    Submit Your Mortgage Application

    You will want to ensure the details on the application are complete and transparent. Failure to complete, or giving false information, can lead to a decline of your application.

    If everything sits right, submit the application.

    Final Thought

    Securing a mobile home loan isn’t as hard as you may have thought; however, it can be a nightmare if you don’t know how to go about it.

    It is true that mobile home loans can be challenging, but with the guide above, we hope you can finance your home as soon as possible.

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    Things To Do in Fenton, MI: Top 10

    2 months ago · · Comments Off on Things To Do in Fenton, MI: Top 10

    Things To Do in Fenton, MI: Top 10

    If you are looking for the best place to settle, you won’t regret it if you choose Fenton, MI. The location has some of the best features that you’ll ever come across.

    Fenton is found in Genesee County and was established in 1834. It, therefore, has a rich history that you can be part of and enjoy.

    The place was originally called Dibbleville. As per the 2010 census, Fenton had a population of 11,756 residents.

    If you stay in Michigan, or find yourself there someday, what can you do, or what activities can you participate in, to make yourself feel at home?

    In this article, we will look at the things that you can do in Fenton, MI.

    Things To Do In Fenton, MI

    Here are the top 10 things that you can do in Fenton:

    Take a Walk in Bush Park

    If you have ever stayed in Fenton, or visited the area, the Bush Park should sound familiar. It is among the largest parks in Genesee County, and spreads over about 2.22 hectares (5.5 acres). It is specifically located on N. Leroy St, Fenton, MI 48430.

    The destination offers you a chance to experience peace anytime you visit, and it runs via the Shiawassee River. It also has two entrances and is open to all types of visitors. The good thing here is that it’s free to visit, while being open 24/7.

    Some of the available features include restrooms, volleyball courts, a gazebo, a separate picnic area, a playground area for children, a small island, and a pavilion with electricity.

    Go Shopping at the Fenton Village Marketplace

    The Fenton Village Marketplace is one of the most popular and reputable spaces among locals and tourists. The marketplace is located at 15110 Silver Pkwy, Fenton, MI 48430, and is open between 6:00am – 11:00pm each day.

    The marketplace has a central location, with numerous access points that facilitate a greater influx of retailers. In addition, the mall offers a great combination of dining options and shops.

    Have a Good Meal at Snappers on the Water

    This place is found on Bennett Lake, in Fenton. It is a restaurant and bar that offers various options, including sandwiches, burgers, appetizers, ribs, wraps, and pizzas. The restaurant has a deck that overlooks a channel, which links two lakes.

    Visitors to the deck arrive by a deck boat, and there is a tiki bar available. During summer, the bar has live entertainment, with karaoke and a live DJ almost every night.

    Rejuvenate at Spa Naturelle

    Spa Naturelle is a full-service spa salon found in Fenton. If you want a place that meets your beauty requirements, then this is the place to be.

    The staff in this salon is well trained and skilled in providing the best services that meet the needs of every client. The boutique and spa have specialization in body massage, waxing, make-up, nail care, and hair care.

    The salon here offers special spa packages to clients, such as spa gateway, bridal party pack, detoxify yourself, among others. The cost here ranges between $105$250.

    Try Getting Dishes at La Marsa Fenton

    The La Marsa restaurant is located at 17055 Silver Pkwy, Fenton, MI 48430. It is normally open between 10:00am – 10:00pm each day. The restaurant was started in 2006 by three friends who had a vision of making delicious and healthy suppers for guests.

    The menus here always change internationally and are served on seasonal small plates. A spread is made up of hummus, soups, seafood, raw juices & smoothies, beef & lamb, traditional dishes, appetizers, poultry, and sandwiches. There is also a separate menu for desserts, and a kid’s menu to complete the meals.

    Visit the Historic Parshallville Cider Mill

    The historic Parshallville Cider Mill is located on a historic site at Parshallville Rd, in Fenton. The place is open each day from 9:00am – 6:00pm.

    It is among the most ancient water-powered mills built in the small community of Parshallville. The mill was popularly known as the flour mill, and eventually became a grinding mill for producing animal feeds.

    There are various items produced here, including caramel apples, homemade apple pies, and donuts. Apart from this, you can provide and get various heirloom apples for eating and baking purposes.

    Watch Shows at the Fenton Village Players

    The Fenton Village Players was founded in 1972 as a non-profit organization. The art theatre was formed to create opportunities in arts, and assist people in participating, appreciating, and learning more about performing arts.

    The community has been known to work closely with other theatres locally through supporting their productions and sharing talent and resources. Performers are mainly involved in events and shows such as murder mystery, theater cemetery walk, etc.

    The theatre is open from 6:30am – 10:30pm each day. The price for watching shows here ranges between $17$60.

    Visit the Deerfield Hills Nature Area for Adventure

    The Deerfield Hills Nature Area is at 6519 Cohoctah Rd, in Livingston County. The area covers a distance of about 6.11 km (3.8), and has trails running through. You can use the trail if you love adventure, specifically hiking and having a closer encounter with nature.

    From the Deerfield Hills Nature Area, you can easily view the Ore Creek. The area has spacious parking, and a restroom. It is open 24 hours each day, and the good thing is that visiting the area is free of charge.

    Visit the AJ Philips Museum in Fenton

    The museum was developed in the early 1900s and received a very big donation from the AJ Philips heirs in 1906. The building, hosting the museum, now belongs to the city of Fenton and has been divided into different sections, based on themes.

    For instance, a Victorian Room inside the museum shows what AJ Philips’s office looked like. There is also a historical society where the name of every graduate since 1869 is mentioned.

    There are displays of several clothes in the museum, early Fenton newspapers from the mid-1800s, and more. In addition, there is one exciting area inside the museum that shows war items used during the Spanish American War and Civil War.

    Several of the items on display were brought to the museum by John Cox. John was an auctioneer and acquired the pieces for the Historical Society. Visiting the museum is free of charge.

    Visit the Coyote Preserve Golf Club

    The Coyote Preserve Golf Club is located at 9218 Preserve Dr, in Fenton. It is open each day between 6:30am – 7:30pm.

    The golf club is beautifully maintained to function with a fully stocked pro shop, along with having an extensive event menu, friendly staff, and a comfortable clubhouse. So if you’re a golfer who is looking to have a remarkable day, this is the place to be.

    Apart from golf, the club also hosts corporate outings, receptions, several leagues, and business meetings. You’ll get various packages and services at an affordable budget, thus, allowing you to save more.

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    HUD Code for Manufactured Homes: Everything You Need to Know

    3 months ago · · Comments Off on HUD Code for Manufactured Homes: Everything You Need to Know

    HUD Code for Manufactured Homes: Everything You Need to Know

    Manufactured homes have come a long way to what they are today. The homes were initially referred to as a mobile home, but they have gradually taken a new form with now having better both durability and quality.

    If you look around, you’ll come across several definitions of what a manufactured home is. It might even be difficult to determine the right and wrong definition.

    However, most definitions point to a structure developed in a factory to conform to the ‘HUD’s Federal Manufactured Home Construction and Safety Regulations.’ They have a non-removable chassis to be transported, in at least one section, to the final location.

    Here, they’ll be located and employed for permanent housing. In this article, we are going to look at HUD codes for manufactured homes.

    HUD Code For Manufactured Homes

    Even before we focus on the HUD code for manufactured homes, let’s remind ourselves about the history, so we can better understand the present.

    The History of Manufactured Home Construction and Safety Guidelines

    These homes have been in existence since 1964. At the time, a structure was shipped from London to Massachusetts and reassembled.

    Before that, there were mobile homes that were developed in the 1920s for vacation purposes. They were placed in ideal locations to allow people to enjoy themselves.

    It was even more notable after World War II, when large trailers began providing affordable housing units for veterans and their families. The demand grew, and there was a need for larger trailers with added convenience.

    Apart from just being mobile, these homes could now be set on a permanent foundation. Even though some of these homes were durable, others had no safety features resulting from poor workmanship.

    In 1976, the ‘National Manufactured Housing Construction and Safety Standards Act’ was formulated to correct this issue. The home construction and safety standards set out specific guidelines that every mobile home had to meet.

    Differences Between Manufactured and Site-Built Home Guidelines

    The biggest difference between manufactured and traditional site-built houses is that site-built and modular homes adhere to the International Residential Code (IRC) standards, while manufactured homes follow the building regulations formulated by the ‘U.S. Department of Housing and Urban Development (HUD).’

    Manufactured Home Genesee County MI

    You might be asking what the HUD standard involves and how different it is from the IRC standards. Well, it’s important to understand that all mobile homes in the U.S. have been developed using HUD standards since June 1976.

    The HUD standards override any other local building codes since it’s a national building standard. This means that every county and state must comply with the ‘U.S. Department of Housing and Urban Development Standards,’ even if they disagree with local building guidelines.

    Differences Between HUD Standards and IRC Standards

    Once HUD approves a house, state or local authorities can’t force the home to comply with their regulations if they conflict with HUD standards. However, for homes developed with IRC standards, the local and state building regulations have to be complied with.

    One major difference between IRC standards and HUD standards, for manufactured housing, is that the HUD standards require that mobile homes be developed with a permanent chassis.

    The chassis assists with transporting the home to its final site location. However, homes developed under IRC standards are fixed on a permanent foundation, thus they don’t have a chassis.

    The ‘U.S. Department of Housing and Urban Development Standards’ also outline things such as the minimum square footage for each bedroom, the minimum size of a manufactured home, the number of outside doors that a house must-have, the height of the ceiling, and the number of windows on the house. The standard also has different safety requirements, which were developed to keep the mobile homes safer, even during a fire.

    ‘U.S. Department of Housing and Urban Development Zones’

    Even though HUD regulations represent a national standard, manufactured housing is still designed to meet specific standards unique to the areas where the house is built. The standards have, therefore, categorized the country into roof load zones, thermal zones, and wind zones.

    Manufactured housing units have to meet these standards concerning their location and area. For instance, manufactured housing units in areas that experience heavy snowfall during winter must have roofs that can withstand heavier weight. In addition, houses in the coastal region must be developed to withstand a higher wind speed.

    Homes built under the HUD standards are less expensive, faster to build and get approved quicker than those developed under IRC regulations.

    However, don’t confuse the faster rate of approval and construction with poor workmanship or low quality of housing. HUD standards are very strict and effective, and they provide you with the best living conditions for your family.

    Specifications

    As per the HUD standards, a manufactured home must be at least 400 square feet. The homes should be developed with ceilings, in bathrooms and habitable rooms, of at least 7 feet. The height of ceilings in storage areas and hallways must be at least 6 feet and 6 inches.

    A mobile home must be developed with at least two outside spaces at 12 feet for a single wide unit and 20 feet for double wide units.

    If a bedroom is meant for a single person, it must be developed with a floor space of at least 50 square feet. Those developed for two people must have at least 70 square feet, and each bedroom must be designed with a window from the outside.

    Bathrooms and kitchens must be designed with a mechanical ventilation system.

    Final Verdict

    HUD standards and regulations for manufactured housing are some of the best in the real estate industry. They ensure that any mobile home is developed to comply with quality and safety standards.

    It might include having fire alarms in rooms, good electrical wiring practices, and regulated heating. If you want to set up a manufactured home, you must follow these standards effectively. If you buy a home, ensure that it complies with the standards.

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    Portable Storage Containers for Moving: Best & Worst Options

    3 months ago · · Comments Off on Portable Storage Containers for Moving: Best & Worst Options

    Portable Storage Containers for Moving: Best & Worst Options

    For many people, moving isn’t a very pleasant activity. Any person who has ever moved from one location to another has experienced the tough task of locating where the movers placed the box with their most important items.

    With that said, there is no need to worry because exciting options can make your work easier.

    Relocation u pack moving container

    Thanks to the transformation in the moving industry, there are pods, which are portable containers that can be left at your house, to be filled with your items, and then delivered to your new mobile home or storage center.

    Moving containers can be helpful in all circumstances including homes and businesses, and for both long or short distance moves.

    Moving company worker packing cardboard boxes, quality delivery services moving container

    Whether your priority is convenience, security, or savings, there are portable moving containers for you.

    In this article, we will discuss the advantages and disadvantages of a moving and storage container, and go through a detailed comparison of the available options.

    Portable Storage Containers For Moving

    There are many options, as far as moving containers are concerned. However, before we look at the different options, it is important that we focus on other aspects related to containers, for moving.

    3d rendering of a shipping container moving container

    Why Use Pods to Move from Place to Place?

    Even though pods aren’t the best moving solution for all situations, they have proven to serve customers better over time.

    If you use pods, you might end up saving more. And even though you can’t move everything using a pod, it can become your favorite solution in your moving toolbox.

    Rear view of a line of trucks loaded with differently colored shipping containers. moving container.

    For instance, if you use a moving truck, you’ll be forced to load and unload the container quickly, then return the vehicle to the owner, on time. In such a case, pods act as storage containers and units. This brings in flexibility and saves you a lot of money.

    When Should You NOT Use Moving Containers?

    The use of pods is not ideal in all cases. First, you should never use pods, or approach container moving companies, if you don’t like using them.

    pods white moving and storage options

    The most economical approach to use pods is by leaving them in your driveway, however this might appear not very pleasant in listing photos.

    Never use them if you intend to leave them in your driveway, or in trailer parks.

    How Exactly Is Pods Moving Done?

    All moving container companies use the same process of receiving, using, and packing pods.

    The pod is normally delivered to your parking space or driveway, and left there indefinitely or for a certain period. Pods moving is a simple and effective process, if done by a professional.

    Removal company helping a family move out of their old home pods moving

    With that said, it’s charged at a monthly rate. Once the pod is loaded, relevant moving container companies typically offer at least three options:

    • They pick up the pod and then move it to your new location.
    • They pick the pod and relocate it to a remote storage facility.
    • The pod is kept on your property as a storage unit (at a monthly fee).

    Which Pod Company Can You Select For Your Moving Needs?

    Just like Xerox or Kleenex, pods make a generic trademark. PODS stands for Portable On-Demand Storage.

    There are so many companies now offering these storage services than they were about 20 years ago.

    Let’s look at the best companies that you can select:

    Young couple packing and checking stuff by using checklist before moving to new residence.

    PODS (Portable On-Demand Storage)

    PODS is by far the most popular brand in the industry, and has, over time, become reputable for offering moving containers.

    The company was founded in 1998 and specializes in offering shipping container units for storage and home moving. It also provides a hydraulic lift delivery system.

    pods storage moving and storage options

    The units are supported with steel frames and made of weatherproofed plywood. There is a clear roof that allows light to get into the unit. The door on the unit normally rolls up, instead of swinging, thus creating extra space in the pod.

    Ground-level access eliminates the need for a ramp, and each moving container is designed to help you secure even the heaviest items.

    Closeup of man hand holding cardboard at new home. Young man unpacking boxes in new apartment. Man hand carrying carton box while relocating with his girlfriend.

    PODS offers 30 days of free storage, which offers you enough time to pack your items.

    Pros of PODS

    • PODS has a wider geographic availability. At the same time, it’s flexible compared to competitors. For instance, the company services Australia, Canada, and at least 44 states in the US.
    • PODS offers three container sizes, as compared to others that offer a single container. They have a 7-foot moving container that’s comparable to a 5′ x 10′ storage unit. There is also a 16-footer that can hold items from a 1,200 square feet space.
    • The company has a wide network of loading and packaging providers to refer you to if you don’t like the DIY approach.
    • If you’re a veteran, on active duty or retired, as a military person, there are discounts of 10%.

    Cons of PODS

    • It isn’t easy to generalize the prices offered by the company since costs vary depending on your move.
    • Requires you to make a call to finalize an offer and doesn’t offer quotes.
    • The reputation of the company makes competition for available moving container units stiff.

    U-Box

    U-Box is also a reputable shipping and storage container that is offered by the moving giant U-Haul.

    The boxes are designed with a barn-style door that needs more clearance space, however it doesn’t jam, and it’s very difficult to break into.

    Shot of an intermodal shipping yard in the Port of Long Beach, California. moving and storage options.

    They are developed in one size, having over 250 cubic feet of space, and they hold at least 2,000 pounds. Here, you can order the number of containers that you want.

    Pros of U-Haul

    • Since U-Haul offers the containers, they are available throughout the United States. You can even find it in your local community.
    • The pricing of the solution is straightforward. The moving container units cost $50 to $60 monthly. It’ll cost you $1,000 to move a single unit locally and $2,000 to move internationally.
    • U-Box services are highly reliable. This means that you’ll get a guaranteed, and specific, delivery date. If the company doesn’t meet the given date, the customer gets $50 for every day missed.
    • U-Box offers various insurance options compared to competitors.
    • All bookings come with free storage pads.

    Cons of U-Haul

    • Single-sized containers have serious limitations. Larger items, including sofas and beds, might fail to fit.
    • The wooden construction is a downside to some people who may see them as being insecure.
    • U-Haul will require you to buy your lock, presenting a new hidden cost.

    SMARTBOX

    SMARTBOX offers a solution that is somehow related to U-Box. It also has wooden moving and storage containers that are covered with a waterproof canvas material and comes in a single size.

    Empty room full of cardboard boxes and cleaning things for moving into a new home

    The interior space of the unit is 230 cubic feet, with a weight limit of about 3,000 pounds. The box can, therefore, hold about one room of items. It can also deliver at least eight boxes per trip.

    Pros of SMARTBOX

    • It is the best solution for people working on a tight budget. The pricing of the company is lower than that of competitors.
    • The company delivers almost all moving containers at once, thus lowering the cost. Customers don’t have to pay for multiple trips in such cases.

    Cons of SMARTBOX

    • The company is generally smaller, compared to its competitors, which means that it doesn’t have global coverage. As of 2020, it had a presence in only 23 states in the United States.
    • The wooden containers may also be undesirable.

    1-800-PACK-RAT

    This is another top moving company that has container units made from weatherproof and corrugated steel. 1-800-PACK-RAT comes in at least three different container sizes.

    Close-up Of Two Young Delivery Men Carrying Cardboard Box In Front Of Truck

    The smallest container units are at least 8 feet, meaning that you’ll get more room than the PODS’ 7-footer. They are also fitted with barn-style doors, just like U-Box.

    Pros of 1-800-PACK-RAT

    • If you’re using pods specifically for storage, then 1-800-PACK-RAT offers the best facilities. You’ll also get 24-hour climate control and surveillance.
    • They are designed with metal, meaning that you’ll get more security and peace of mind.
    • The company offers full service in at least 30 states and can serve 97% of the customers in the United States.
    • The company is very transparent, and you’ll get $10,000 of liability insurance.
    • You’ll also get various special discounts for almost everyone, including medical professionals and college students.

    Cons of 1-800-PACK-RAT

    • It’s less accessible compared to competitors such as U-Box and PODS.
    • It isn’t easy to secure a binding quote or understand the company’s prices.

    ReloCube

    This is a solution from U-Pack. The product comes in a single size with a 2,500 weight limit and 300 cubic feet interior space.

    The cost here varies depending on availability, time of the year, distance, location, and size.

    Smiling Family Carrying Boxes Into New Home On Moving Day

    Pros of ReloCube

    • U-Pack charges per business day, which means a lower long-term cost.
    • The pricing arrangement provides more flexibility.
    • The shape and size of the ReloCube are unique. U-Pack develops this solution to fit in single space parking spots.
    • ReloCube is widely available, being in at least 50 states in the United States, Canada, and Puerto Rico.
    • You’ll get quotes online.

    Cons of ReloCube

    • They are only available for state-to-state long distance moves and portable storage.
    • If you’re looking for pods based on savings, this isn’t the solution for you.
    • ReloCubes aren’t equipped with locks.

    Go Mini’s

    Unlike most options on our list, Go Mini’s is not widely available.

    The container units are available in three container sizes, including 20, 16, and 12 feet. You might get some container companies offering 8-unit containers.

    Several unpacked carton boxes with office supplies, laptop, papers, calculator and green plant in flowerpot on top of packages

    Pros of Go Mini’s

    • Go Mini’s offers the largest sized pod, which is a 20-footer. This unit can hold about 5 to 6 rooms of belongings.
    • The design moves a step further to protect your belongings. The container units are developed using steel siding and steel frames. The floors are treated with pressure to offer resistance to moisture.

    Cons of Go Mini’s

    • The container units here can only be used in case of local moves.
    • The quality of service and price vary from one location to another.
    • The company is smaller, meaning there are fewer container units, compared to others such as U-Box.
    • Go Mini’s doesn’t offer insurance directly to customers.

    Zippy Shell

    Zippy Shell has been in the industry since 2007 and has proven to be one of the most reliable moving companies.

    The company started in Australia, and then moved to the United States in 2010. It has moved its operation to at least 28 states.

    long distance moves people

    The good thing about the company is that it offers operations for long distances and short distances. The containers here come in 15 and 10-foot sizes, and they are delivered on a wheeled trailer. You’ll also get one month of free portable storage.

    Pros of Zippy Shell

    • It has a unique sizing and delivery system that makes it perfect for denser areas.
    • It’s flexible, thus offering a full service option.
    • A Zippy Shell container comes with a higher maximum weight limit, compared to other options.

    Cons of Zippy Shell

    • Zippy Shell is not widely available in the United States like PODS, U-Box, and U-Haul.
    • The company has developed a website that is more difficult to navigate and much sparser.
    • The delivery fee changes per location, which means that you might be met with unexpected costs.
    • Unlike other options, you won’t get a home container storage option.

    The Final Verdict

    It isn’t easy to avoid moving from one location to another, especially when people get new jobs in different places. Whether you prefer pods or other moving and portable storage options will depend on the specifics of your belongings, the length of your trips, and your budget.

    Young playful couple at their new apartment

    With all of that said, this guide’s purpose is to help guide you in deciding the best company for your needs, in case you need to go the portable container route. Our advice, always go for the best moving containers if you want to have a smooth moving experience. We hope your moving from your manufactured home, or any other house, becomes easier and more affordable.

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    Mobile Homes for Sale in Michigan: What You Need to Know

    6 months ago · · Comments Off on Mobile Homes for Sale in Michigan: What You Need to Know

    Mobile Homes for Sale in Michigan: What You Need to Know

    When you start thinking about mobile homes for sale in Michigan, there are a lot of factors to consider. You might still have to decide whether you’re going to get a brand-new home or purchase a used one available for sale. The rules, financial aspects, and building regulations are also important.

    With all of that said, the first step is to take a deep breath. There are several reasons that might, or might not, convince you to get a mobile home in Michigan. For starters, the location is great – there’s a relatively low cost of living, a sense of community, and an overall family-friendly environment.

    On the other hand, everyone has their own specifications and requirements. When it comes to choosing your dream home for sale, or even just a stepping stone for a couple of years, knowing the details, including the number of beds and bath options, is a must while shortlisting mobile homes for sale.

    Caravan site park aerial view illuminated by summer sun uk

    It’s true that the popularity of living in mobile homes for sale has shot up considerably over the past few years, thus, increasing the sales. People are becoming aware of how attractive simple living is, while the lure of easily moving around is quite tempting as well.

    If you want to make as informed a decision as possible, here are some factors to consider before looking at mobile homes for sale. These will hopefully help potential homeowners to shortlist homes for sale and finalize their decisions:

    Mobile Homes for Sale in Michigan

    Buying New or Used?

    There are several advantages you get with a brand-new home for sale. On the other hand, buying used mobile homes in Michigan for sale is also beneficial in a lot of ways.

    Fortunately, Michigan has options in both categories of homes. Take a look around, and you’ll probably find at least a few choices in the new and used homes in your area.

    Mobile home with American flag, front lawn and clear blue sky.

    The affordability, of course, is the biggest advantage when it comes to used manufactured homes for sale. You can get one with a relatively small down payment, or get a larger home with the same amount of money.

    You Can Have Luxuries

    Just because you’re living in a manufactured home, it doesn’t mean that your life will have to be rustic or extremely simple. The cost of the new home might be lower than a site-built house, but there’s always the option of having a lot of space.

    People who live in Michigan mobile homes might choose to splurge on bathrooms that give a spa-like experience, state-of-the-art kitchens, gorgeous flooring, and large rooms. Do your research and find out what’s possible before you start buying one of those homes.

    Interior Decor shot of Tiny House on a trailer, featuring a small space kitchen, bedroom, and bathroom.

    Pay Attention

    When you buy a used mobile home in Michigan, or anywhere else, be alert and aware. If the house seems to be available at a highly discounted price, it’s necessary to look even more closely at all of the details, including the bath options.

    If you’re going for a power-of-sale, be sure to get a close inspection of the place. The results of such an inspection will tell you whether you’re getting a good deal or not.

    A new manufactured home at a retirement trailer park.

    If you do find some damage in a mobile house, gauge whether the situation is serious or not. The discount price might be attractive, but weigh that with the cost of repair and whether the damage is even possible to fix in the first place.

    What’s more, if you get an older model of the house, it could be more challenging to spend your savings on the repair and renovation of such a home.

    Home inspection form with clipboard and pen.

    Location and Movement

    Mobile homes for sale might be movable, but that movement might require a fair amount of expense and effort. If you go for a used home, consider the location, along with other factors.

    For instance, if the house is already in a decent location, you might want to acquire it despite a slightly higher price.

    If you buy the mobile home available for sale and want to move it later on, there will be transportation costs and risks involved. The home might suffer some damage in the process and you may have to pay for the labor involved if that’s your agreement with the seller.

    Half of double-wide house trailer being transported along interstate highway.

    Also, keep in mind what the authorities of Michigan have to say on the subject. The Michigan Department of Transportation allows us to move a mobile home, as long as we have a permit for it. There also might be some setup fees in the new location. So, look those up and be prepared beforehand. Factor in all of these costs, and then look at the final price of your manufactured house.

    If the estimated price is too high, you might want to look into new manufactured homes instead. While new manufactured homes are typically more costly, they might not incur so many relocation expenses. That’s why choosing new manufactured homes may be a decision that is wise and reliable.

    Age Restrictions

    Whether you want to get a manufactured home in Michigan for yourself or a family member, remember that there are sometimes age restrictions in place when buying such homes.

    Residential Mobile Homes - UK

    For example, getting an older mobile house might prevent you from gaining entrance into your community of choice. Many such communities within Michigan have certain age restrictions.

    The Convenience Factor

    Buying a new mobile home has considerable advantages. Most of these homes have updated modern décor, bath options, and technological features that make life much easier.

    Trailer Homes on bricks blocks

    Find Reliable Parties

    Being on the search for a mobile home in Michigan isn’t just a matter of checking the number of baths or pondering the decor of the various options. You have to look at how a likely mobile home is constructed and manufactured. Check out the options that are popular; you might have to consult a licensed dealer that practices within your relevant area.

    Mobile Homes For Sale In Michigan

    It’s also helpful to find a realtor that can be helpful in locating the best spot for your dream house. Make sure these parties are reliable; hop online for reviews or ask your trusted circles of friends, family, colleagues, etc., while selecting one of those Michigan mobile homes for sale.

    At present, Michigan doesn’t have any statewide zoning regulations. This is the case in several other states as well. Make sure that you are also in touch with the local assessor’s office in order to check the zoning laws in your location.

    Titling the Mobile Home

    After finalizing the purchase of your new house for sale, ensure that it’s properly titled. Manufactured homes that are available for sale and are made after 1976 need a Certificate of Manufactured Home Ownership. Owners of manufactured homes can get this certificate from the Secretary of State’s Office.

    Your new house, real estate agent holding house key to his client after signing contract agreement in office,concept for real estate, renting property

    Buyers who are purchasing from the dealer can expect them to apply for this title on their behalf.

    If you’re making a deal with a previous homeowner, though, the title will be signed over to you, so make sure there are no existing liens. From there, you can apply for the title and certificate from any Secretary of State branch office.

    Transporting the Home

    As mentioned above, transporting mobile homes will require certain additional steps. Along with the fee and permit, there are certain regulations to follow and uphold.

    Luxury caravan, static holiday home

    If you’re getting your home from the dealer, they will probably have staff for the purpose of handling transport and setting up.

    When getting used to mobile homes from homeowners, though, you might have to hire a team of your own. When doing so, make sure to double-check the setup and transport teams’ credentials.

    Mobile Home with American Flag

    To be on the safe side, take several pictures of the mobile or manufactured homes’ interior before transporting it. Take some more just before you move in too, just to be on the safe side.

    Takeaway

    No matter what kind of mobile home you end up choosing, it should be one that caters to your specific needs and requirements. What works for your friend, or a vlogger, might not work for you and your family. Take a bit of time, get well-versed on the subject, and then decide whether you want to buy any mobile homes in Michigan.

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    Best Places to Live in Genesee County, MI

    11 months ago · · Comments Off on Best Places to Live in Genesee County, MI

    Best Places to Live in Genesee County, MI

    Moving to a new area will always involve some research. Moreover, it is no secret that you are looking for the best places with the best deals.

    Best Places to Live in Genesee County, MI

    The truth is, in any county, there are some areas that are more affordable than others, and you always have to be aware of the cost of living. So, what does this mean for your big move?

    Well, since you have narrowed down your search to Genesee County, Michigan, now it is time to find out which areas are the most affordable.

    Thus, to better assist you, we have done the work for you. Here are the most affordable and overall best places to live in Genesee County.

    Fenton

    The number one area on our list of best places to live in Genesee County is the city of Fenton, or Fenton Township, Michigan.

    cost of living in the city of Fenton - best places in Fenton Township, Michigan

    This inexpensive part of the county has an extremely reasonable cost of living, which is actually responsible for the big uptick in manufactured homes in Michigan.

    As a result, you will find amazing mobile home communities here. Mobile home communities are a great way to get the best of both worlds, the flexibility/affordability that comes from renting, and the homeownership/communal amenities that comes with purchasing a home.

    Even if you would prefer to rent a manufactured residence, you can do so in this part of Genesee County.

    Flint

    Second on our list of best places to live in the county is Flint, Michigan.

    As you are probably aware, Flint has had its share of setbacks over the last couple of years. With that said, there has been a real initiative to improve the area and address the ongoing problems.

    Buildings in Flint MI

    You can find affordable housing throughout most of Flint, and the cost of living here is extremely reasonable.

    Of course, if you prefer to put down roots in a city or area that is more focused on expansion, and other forms of urban planning, then the good news is that there are great places to live, like Fenton, Burton, and Clio, right next door to Flint.

    Burton

    Number three on our list of best places to live in Genesee County is the city of Burton.

    This city is pretty much a medium-sized community, with under 30,000 people. Here you will find a quiet, mixed workforce and an overall welcoming vibe.

    You can expect to find apartment homes, manufactured residences, and single-family houses available, in terms of housing, and the cost of living is below the national average.

    Burton is a good place for empty nesters, retirees, and hardworking individuals. Nevertheless, if you are looking for something a little more fast paced, or less rural, then you may want to consider other places to live.

    Clio

    Number four on our list of best places to live in Genesee County is the small town of Clio.

    This awesome little area offers its residents one of the lowest cost of living in all of Michigan. Consequently, you can expect to find affordable real estate, apartments, townhouses, manufactured homes, and more, with the median home cost being well below the national average.

    Overall, Clio is a great place for retirees and empty nesters. The truth is though Clio does not have the best public schools. There are other public schools outside of Clio that offer a more well-rounded education and focus on college prep.

    Mount Morris

    Mount Morris, Michigan, comes in at number five on our list of best places to live and call home.

    Here you will find that the cost of living is extremely low, and the median home cost is well below the national average. This means you definitely can expect to have some money left over after paying rent or the mortgage each month.

    Suburban townhouses

    Another reason that Mount Morris makes our list of great places to live and  put down roots is because it offers above-average amenities, especially in their mobile or manufactured home communities.

    Overall, the city is a quiet, rural town that may not be for everyone.

    Linden

    Linden is another one of the best places to live when it comes to looking for affordable housing.

    Not only does the city have a lower cost of living, but it also has reasonably priced everyday conveniences.

    Though Linden is one of the more expensive areas, in comparison to places like Clio and Mount Morris, you do have more of a suburban vibe here. Plus, the real estate and homes here have a higher resale value.

    Furthermore, Liden has highly ranked public schools and more affordable medical/health services available. All in all, this city feels like a small town with a healthy mix of people from different backgrounds.

    Thus, if you are looking for a family-friendly area in Genesee County, Michigan that is somewhat inexpensive, then Liden may be worth considering.

    Goodrich

    Number seven on our list of best places to live is Goodrich, which has a higher cost of living than the other cities mentioned above.

    Mainly this is due to its significant number of assisted living, or 55+ communities, here. That said, you will probably still be able to find top-notch housing in this area.

    Obviously, the caveat is that these first-rate rentals and homes cost more, while offering less in the way of amenities.

    Thus, if you are working with a strict budget or a fixed income, you will need to crunch some numbers first to see if this area truly works for you.

    Davison

    Likewise, Davison is another one of the best places to live in Genesee County.

    This city is an affordable suburban area that offers ample housing for empty nesters and retirees. What’s more, the cost of living in Davison is below the nation’s average, so you can find fairly cheap apartments and manufactured homes for rent.

    If you are looking for inexpensive real estate, homes for sale or manufactured residences you can purchase in Davison, you will have to do a little digging to find the perfect home, but it is possible.

    In general, Davidson is a suburb of Flint; therefore, a lot of conveniences and health services are located just outside the city limits.

    Otisville

    Coming in at number nine on our list of best places to live is Otisville, which is probably one of the smaller towns in Genesee County, having only 1,000 or so people.

    With such a close-knit community comes a low crime rate, decent public schools, and fairly cheap housing.

    Here, you will find a mix of suburban and rural living, which makes Otisville one of the best places to live and raise a family.

    Ultimately, the biggest drawback here is the commute for work and the lack of everyday conveniences you will likely have. So, if you do not mind a longer drive, then Otisville is worth considering.

    Grand Blanc

    Last on our list of best places to live is Grand Blanc, which is another area of Genesee County that you can expect to find relatively affordable housing for rent and for sale.

    Nevertheless, since Grand Blanc is more of a city, you can expect more of an urban feel. Thus, the cost of living is slightly higher here, and you will find more contemporary apartments and mobile homes that are a tad bit pricey.

    To make up for that price increase, you can expect to find quality amenities, above average schools, and a low crime rate.

    The only real downside to living in this reasonably priced area of Genesee County is that available employment opportunities are few and far between.

    Best Choice

    As you can see, you have some options when it comes to affordable areas in Genesee County.

    Obviously, where you would prefer to live, what you can afford to rent or buy, and what location is more convenient matters most. With that said, if you are in need of some guidance still, then you should definitely consider Fenton or Fenton Township.

    Fenton or Fenton Township

    Fenton offers the most in the way of amenities, employment opportunities, low crime rates, and overall cost of living. Plus, if you are looking to rent or buy a mobile/manufactured residence, then this is the city for you.

    Final Note

    At the end of the day, Genesee County is a fairly inexpensive place to put down roots, when you are looking at overall cost of living.

    As you can see from the many cities listed on our best places to live list, there is no shortage of amenable housing.

    Thus, if you would like to learn more about the cities mentioned above, or would like additional information on available housing in any particular city, then you absolutely should contact an expert team member at Tyrone Woods Manufactured Home Community for further assistance today.

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    Advantage to Buying a Mobile Home vs. Renting

    12 months ago · · Comments Off on Advantage to Buying a Mobile Home vs. Renting

    Advantage to Buying a Mobile Home vs. Renting

    There is no denying that manufactured housing is the most affordable housing option these days, especially if you are looking for top-notch communal amenities and a possible path to home ownership.

    That said, there is still an ongoing debate as to whether one should buy or rent a manufactured home. Yet, the truth is only you can decide for yourself which is the better option overall.

    Prefab Homes Michigan renting an apartment one bedroom

    Nevertheless, if you are comparing the total cost of purchasing manufactured homes compared to renting them, then you are probably wondering if the old adage is true — “renting mobile homes is more affordable and cost-effective in the long run.”

    Advantage to Buying a Mobile Home vs. Renting

    Well, the good news is you have come to the right place. Here is a quick overview of the pros and cons of owning and renting a manufactured home.

    Monthly Costs

    In general, no matter if it’s a double-wide or a single-wide, living in a mobile home comes with monthly costs and expenses.

    For instance, regardless of whether you are renting or you have purchased a manufactured home, you always need to pay for things like utilities, trash removal, heat, air, and so on.

    As a result, when comparing the costs associated with owning and renting mobile homes, there is really no difference.

    Typically, most people either rent mobile homes in a mobile home community/park, or they purchase mobile homes within the park/community. Consequently, the monthly expenses are the same.

    If you have purchased a manufactured home and are currently leasing a piece of land in a manufactured home community, then you are likely paying lot rent. However, lot rent, in most cases, is only a few hundred dollars a month.

    Moreover, when you combine the monthly cost of the real estate with your mortgage payments, then you are still probably paying about the same as many people renting their mobile homes.

    In contrast, renting a manufactured home in a mobile home park means your rent is high enough to cover, or include the cost of, the monthly rent for the piece of land the home sits on, which is similar to renting an apartment.

    Maintenance & Upkeep

    In terms of maintenance and upkeep, things do get a little tricky.

    Again, if you have purchased a manufactured home and live within a mobile home park, then there are certain maintenance matters that you will not be expected to handle, like mowing the lawn.

    That said, any issues with your actual mobile house, you can pretty much expect to be responsible for it, as the homeowner.

    If you are renting a manufactured home, on the other hand, then you also have certain property maintenance that is handled by the mobile home community management team and staff, similar to renting an apartment.

    However, any necessary repairs or major appliances needing to be replaced are likely the responsibility of your landlord/the owner of the mobile home you are renting, unless you have agreed otherwise.

    Mortgage vs. Rent

    Where you will notice a significant difference in owning a manufactured home vs. renting one is when you look at the costs associated with having a mortgage compared to monthly rent payments.

    Today’s mobile homes are fairly affordable. Consequently, you do not need lender funding or financing, if you have the money on hand.

    That said, if you do need to finance your mobile house, the good news is that you will not need as large of a mortgage as you would if you were considering or trying to purchase traditional stick-built homes.

    In fact, monthly mortgage payments for manufactured homes are fairly small/if not almost nominal. Some mobile home owners pay less than $500 a month for their mortgage.

    Of course, in order to have such an affordable mortgage, the homeowner likely put down a fairly large down payment. Even if this is the case in your situation, mobile home mortgages are for shorter terms and, therefore, are less of a financial burden or obligation.

    Obviously, for home buyers, when it comes to financing, you will have to account for various fees, appraisal costs, credit checks, homeowner insurance, taxes, and so on. Generally, however, you can roll any expenses associated with your mortgage into the amount of funding you are requesting.

    Alternatively, when renting manufactured homes, you have your standard expenses and fees that come with it.

    For example, you can expect to likely have to pay upfront costs that include first and last months’ rent, a security deposit, an application fee, a pet deposit (if you have pets), renters insurance, and even possible parking fees. This is the same even if you rent an apartment.

    After you have paid all these upfront costs; then, you need to pay your monthly rent. Here, if you are late on your rent payments, then there are fees associated with late payment.

    Cost Over Time

    When looking at the two scenarios, long-term, it becomes very clear that you will likely be spending more money when you rent mobile homes.

    As briefly touched upon, a fixed mortgage rate, for less than 30 years, will not increase or change. However, rent, even for a one bedroom apartment, tends to go up every year.

    In addition to possible increases in required payments, renters of mobile homes, similar to renting an apartment, typically do not get homeowner tax breaks or benefits. Moreover, as time passes, the mobile homeowner is likely to get some form of home equity, and is working towards actual ownership.

    This greatly affects the cost of owning a manufactured home overtime, because when it is all said and done, you can sell your mobile home and recoup a good portion of the money you put into it.

    In contrast, the person renting a manufactured home is not building or accumulating any sort of home equity. Furthermore, they are also not going to be able to recoup any possible monies they have invested in maintaining or improving their mobile home.

    Ultimately, because of these differences, if you will, in the long run, buying a mobile home is the more cost-efficient option.

    Equity vs. Flexibility

    As briefly mentioned:

    When buying a mobile home, there is an opportunity to accumulate equity.

    If you bought the real estate that your mobile home is affixed to, or sits on, then your manufactured home is actually appreciating in value as time passes.

    Be that as it may, one of the downsides to owning a home here is the lack of flexibility. In other words, the people that rent mobile homes, just like renting an apartment, can wake up one morning and decide they essentially want to live somewhere else. In this instance, the renter or tenant may have to pay a nominal fee for breaking their lease, and then they can essentially drive off into the sunset.

    On the other hand, owners of mobile homes have to list their property for sale, possibly hire a real estate agent to help, and do a variety of other things that may cut into their bottom line.

    The Clear Winner

    At the end of the day, these are just a few pros and cons associated with owning manufactured homes vs. renting.

    That said, though renting may not have the same long-term financial benefits, sometimes the monthly costs or down payment to purchase manufactured homes is simply too much, and therefore renting an apartment or mobile appears to be the better option.

    Ultimately, if you are looking for a clear winner here, it is probably still better buying a mobile home.

    Of course, only you can determine if the costs associated with mobile homeownership are in your budget. Nevertheless, homeownership of any kind still appears to be the better option, vs. renting.

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